Concerns still remain among community bankers that examiners could push individual community banks to undergo stress tests, even if the agencies refuse to make it mandatory.

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Huntington Bancshares says spend — it plans to expand its branch network next year — but SunTrust, BB&T and First Horizon are of a mind to keep cutting costs.

Enterprise Financial wants to show that mortgages made to legal immigrants that have taxpayer ID numbers are actually safe credit risks, and it is testing the philosophy at a branch in Kansas City, Kan.

Pennant Management, which handles assets for community banks and other clients, disclosed that it could be holding up to $179 million in fake USDA-insured loans. Industry observers said the firm's failure to take certain precautions, along with weaknesses in the secondary market for USDA loans, invited fraud.
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AmericanWest is buying Bank of Sacramento for $60 million in cash. Although the deal was being negotiated well before the recent market sell-off, it serves as a good example of the comfort of a fixed cash price.

A judge's ruling that Doral is owed $230 million by the territory's government may not immediately change it status as "significantly undercapitalized."

A community bank in Massachusetts has opened a branch that's a microcosm of forward-looking trends in retail bank design. Emphasis on the "micro" part.

For the first time since December, banks appear to be holding the line when negotiating rates on consumer and commercial loans. The tradeoff, however, has been decelerated loan growth.

The third quarter had fewer deals compared to the second quarter, but three fundamental attributes of normalized M&A appeared: bigger players, shorter regulatory approvals times and interest from more buyers.

The head of Key's charitable foundation is lauded at American Banker's Most Powerful Women in Banking Gala for her role in improving educational opportunities for low-income and minority students in Cleveland.

Independent originators could be shut out from offering this product as there is no secondary market.

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