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A Score Issue for Lenders to Settle

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Loan modifications are still hurting borrowers' credit scores, but regulators and legislators say people's participation in such programs should end their delinquent status.

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Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?
Yes. Facebook Credits threatens to cut off banks from transactions and customer data.
No. A system the enables users to pay for online games and page upgrades is a harmless niche.
Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.
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