Union Bank Email Show Overdraft's Seedy Underbelly

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Tales from Community Banking's Trenches
Small-bank executives sounded off this week about battling regulators, credit unions, big banks and each other at a FIG Partners conference in Atlanta.

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With all the evidence against the Union Bank, I have yet to see the one fact that for these banks to stack the deck against depositors, have to break their own "time-line" rule.

So regardless of their lame excuse that we all opted-in for the overdraft protection, we did not give these obvious unethical people who run the banks, permission to break their own rules. Not part of our deal.

The over-draft thing was trickery. The "time-line" rule breaking should be a crime. My case has "window and credit card receipts" which prove the "time-line" factor. Why isn't anyone talking about that rule and the banks total disregard of that rule? Does it make it a bigger crime?
Posted by Timothy N | Wednesday, September 28 2011 at 12:26AM ET
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