TRADE-OFF: "If our executives are becoming experts on regulations... they aren't out making loans or helping our community," says Leslie Andersen, CEO of Bank of Bennington.

Ranks of Tiny Banks Shrinking as Challenges Mount

Regulation, succession planning and lending limits are huge issues, particularly for banks with $100 million or less in assets. As a result, more of those banks are taking a hard look at selling themselves.

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