Research Reports

Risk Management Reports

A Focused Summary of Quarterly Bank Performance

American Banker’s Risk Management Report allows for the comparison of capital, asset quality, and liquidity of institutions across the country that are similar in size, area of operation, and asset mix. Trending and benchmarking features allow for early detection of warning signs, giving ample time for reaction.

Risk Management Report Components

Capital Risk Management

Features regulatory and capital balances ratios, dividend payouts, and formation ratios. Also includes a section on compliance with regulatory commercial real estate (CRE) guidelines.

Asset Quality Risk Management

The amount of loan loss provision and several significant ratios related to the allowance for loan losses and problem assets.

Liquidity Risk Management

Provides significant balances and ratios related to deposit volatility, available liquidity, and liquidity requirements.

Collateral Drill-down Reports

Supplemental reports allow for deeper analysis on any metric.

  • Asset Quality
  • Capital
  • Charge Offs / Recoveries
  • Earnings Ratios
  • FIS Ratings
  • Liquidity
  • Loan Performance Analysis
  • Past Due Loans
  • Peer Ratio Rankings / Percentiles

Custom Reports

Custom reports offer peer group analysis based on asset classes, geographic groupings, and institution names. In addition, research can be tailored by specific line item metrics or custom time frames.