The Latest

Eugene Ludwig, former Comptroller of the Currency and current co-founder of Canapi Ventures, a fintech VC, reflects on how 2023 treated fintechs, how far the fintech movement has come and what banks and their regulators need to look out for in 2024.

The bank's cross-border transaction service opens a new lane for customer acquisition in an increasingly competitive niche.

A new law will make Colorado a much more difficult place for cash-strapped citizens to get credit. Other states should avoid following in its footsteps.

The fintech revolution has been more successful at working with banks than at trying to replace them, points out Gene Ludwig, former Comptroller of the Currency, chair of the Ludwig Institute for Shared Economic Prosperity, and co-founder of Canapi Ventures. Those with "must have" products will fare far better in 2024 than those with "nice to have" tools, he says.

Before a spot bitcoin ETF is approved, we're going to need to see much more clarity about how applicants draw the line between custody and trading.

In the current deposit environment, small business is a highly attractive segment, particularly because, among other advantages, it represents low betas with higher average balances than commercial and any of the consumer segments. At the same time, the profitability of mass-market consumers has declined from two years ago because of the massive reduction in NSF/OD fees.

Sponsored by Lendio Join us as we share insights from new research conducted by American Banker in partnership with Lendio that explores how banks view the future of small business lending. More specifically we will discuss the extent to which banks are prioritizing SMB lending, the challenges commonly faced and the role automation can play in driving efficiencies and scale.

Sponsored by Uplinq Financial Technologies, How have banks responded to the needs of diverse-owned businesses and what is expected in the future? Multicultural programs have traditionally been important to banks as they address CRA and LMI requirements.

In many banks, consumer banking is the delivery system "elephant" that dwarfs small business banking by scope and volume. Frequently, major Consumer Banking initiatives divert or push aside small business banking efforts. Does it have to be this way? More than "where does small business belong?", how can retail strategy and small business strategy align more effectively to generate better results for both?