Bailey Reutzel

Many companies are fed up with passwords, but the next step isn't so clear. Biometric authentication is winning favor, but LiveEnsure contends there is a less intrusive way to verify identity.

Even though Apple Pay hasn't yet launched in the U.K., experts in the EMV-compliant nation are eager to bring over Apple's mobile wallet to improve card-not-present security.

While real-time payment technology is a hot topic among banks in the U.S., real-time data analysis is likely to come much faster.

Retailers are adopting many innovations to counter the lure of online shopping, which is becoming more of a threat to brick-and-mortar stores as e-commerce spreads to a growing number of Internet-connected devices.

Payment companies and merchants are taking the wrong approach to cybersecurity if they address problems only after they arise.

Global payment solutions provider Elavon has partnered with Verizon to bring mobile point of sale products to Verizon's small-business customers.

The extended leave of Starbucks' chief operating officer, Troy Alstead, could indicate that last year's creation of the COO post has succeeded in furthering the coffee chain's mobile payments initiatives.

With the availability of artificial intelligence and sophisticated risk algorithms that can run on mobile devices, some say there’s no longer a need for even stripped-down versions of the branch.

Biometric security has become a hot topic in the payments industry with many experts lauding its convenience and effectiveness. But there's no consensus on whether to store biometric data locally or in the cloud.

Gliph is combining its secure messaging app with its Bitcoin payment capabilities to form an online and mobile app, called Gliph Marketplace, to compete with Craigslist.

Video tellers are being touted as a way for banks to increase efficiencies and cut costs while also giving customers the human interaction they desire, but some argue that speed is more important than seeing a friendly face.

Person-to-person payment services haven't always fared well, but a year-old French startup, Flooz, thinks a P2P app can succeed in its home country if it has the right interface — and steep social barrier to entry.

Consumers have long resisted security hardware such as one-time password tokens, as these devices typically slow down the payment process. But shoppers may finally be willing to give up a little convenience for some peace of mind.

Many companies are trying to harness technology to modernize the U.S. payments system, but startups and incumbents alike forget about certain stakeholders in the industry's massive value chain.

As payments providers shore up their security, using tokenization on top of biometrics on top of encryption, will there be a need for merchants to manage fraud on a per-transaction basis?

The digital currency movement is headed into 2015 still looking for a "killer app" to pull Bitcoin out of obscurity. Mixing Bitcoin's technology with the virality of social media could be the winning ticket.

The payment processor Stripe Inc. is one of the key parties enabling the Sony film The Interview to be rented and purchased online after it was pulled from theaters following terroristic threats.

Diebold CEO Andy Mattes stirred up a Twitter debate in November when he predicted that despite current trends, there will be more bank branches in the future. Part of Mattes' vision for the future is a fully digital mini-bank branch being developed by Diebold.

ATM company Diebold has put together a mini-branch prototype that features artificial intelligence, voice recognition and video tellers.

LevelUp, a mobile payments provider known for its playful office culture — and a CEO who prefers to be called a chief ninja — may need to mature as its competition gets serious.