Cheyenne Hopkins

Depending on who you talked to, the risk-retention proposal out Tuesday would either restore sensible standards to the lending market or result in a significant credit crunch.

Taking a piecemeal approach to housing reform, House Republicans introduced a series of bills Tuesday to scale back Fannie Mae and Freddie Mac.

One of the most important pieces of the Dodd-Frank Act — regulators' risk retention proposal — is set to start falling into place Tuesday. Following is a guide to the plan.

The OCC and Fincen issued a $7 million civil money penalty against Pacific National Bank of Miami for Bank Secrecy Act violations and failing to comply with a previous order.

Although bankers are likely to have significant concerns about the risk retention proposal due next week, they appear to have won at least one victory already: a choice over how to structure risk that must be retained.

Four state attorneys general have sent a letter to Iowa AG Tom Miller objecting to provisions of the 27-page proposed settlement with the top five servicers.

The proposal is expected to suggest a 20% downpayment for a loan to be considered a qualifying residential mortgage, a figure banks argue will shut out many first time buyers.

The Treasury Department announced Monday that it will begin selling $142 billion in agency-guaranteed mortgage-backed securities it purchased in 2008 and 2009.

WASHINGTON — After helping banks weather the financial crisis and oversee the Troubled Asset Relief Program, Richard Neiman is expected to step down as New York banking superintendent in April.

With no clear leader stepping forward to guide the servicer settlement talks, the process has dragged out and infighting between various players has intensified.

The backlash against an aggressive mortgage servicing settlement reached new heights on Wednesday as two state attorneys general vocally opposed the proposed deal.

The banking industry saw the first tangible signs of progress Tuesday in its fight to overturn the Durbin amendment, as lawmakers officially introduced bills that would delay ...

In a letter to House Financial Services Committee Chairman Spencer Bachus, Geithner said the Consumer Financial Protection Bureau is providing advice to the settlement process because the agency will eventually be in charge of writing new servicing rules.

The Financial Stability Oversight Council Thursday will consider a proposal required by the Dodd-Frank Act on designating financial market utilities, the Treasury Department announced Monday.

A growing number of preemption experts are arguing that the conventional wisdom on federal preemption of state banking laws — that it's been rolled back — is dead wrong.

Many believe the government went overboard by setting unrealistic goals, a move that could backfire and give banks more leverage to fight some of the most onerous requirements.

Many wonder if the government went overboard by setting unrealistic goals, a move that could backfire, giving banks more leverage to fight some of the most onerous requirements.

House Republicans sent a letter to regulators urging them not to rush rulemaking for the Dodd-Frank Act.

Several prominent Republicans, including Sen. Richard Shelby, the Banking Committee's top Republican, sharply criticized a proposed settlement between the five largest servicers and state and federal agencies, arguing that the government authorities were trying to usurp Congress' role.

If state attorneys general prevail in settlement talks with mortgage servicers, Elizabeth Warren would gain new authority to determine if borrowers should get principal writedowns.