David Heun is an associate editor for technology at American Banker.
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Concentrating more on the data delivered through a customer database, Chargebee began focusing on what was driving consumer success for a company, and turning that into a revenue generation point.
By David HeunJuly 3 -
PayPal has many brands with which it wants to permeate online commerce, but it doesn't need a separate button for each one.
By David HeunJune 28 -
Seeking to bolster digital identity and transaction security at the world's largest banks, OneSpan is partnering with Nok Nok Labs to provide authentication for mobile and online accounts, favoring biometrics or other technologies over static passwords.
By David HeunJune 28 -
In the past few years of fighting against cyberattacks, security teams have developed "kill chain" models that document what steps the bad guys take to infiltrate a network and how to thwart them. The problem is, a significant number of data breaches occur from insider threats, which these models often overlook.
By David HeunJune 28 -
The two companies have worked together for 22 years, with the pending card designed to streamline experience to keep more B2B commerce in-house.
By David HeunJune 26 -
Since launching in the U.S. a year ago, CashShield gained traction in the marketplace by adding Yamibuy and Scalefast, among others, to its global portfolio.
By David HeunJune 26 -
Earlier this week, the e-commerce payments giant announced a $400 million deal to acquire Hyperwallet and its payment distribution technology. The deal for Palo Alto-based Simility takes aim at a different need: applying machine learning to its data collection to prevent various types of fraud.
By David HeunJune 21 -
In the evolution of mobile wallets, many companies have toyed with the idea that rewards would be a key driver for adoption. Others insist the improvements in speed and convenience are compelling enough on their own. Apple has parlayed both concepts into its promotions.
By David HeunJune 21 -
Founded in 1971, First Data may not have the glow of being a trendy startup. Green Dot, founded in 1999, is in the same boat. But under the hood both companies have done much to keep up with the innovators.
By David HeunJune 21 -
U.K. payments technology provider Paysafe has entered a partnership with Company.com and Ingo Money to offer same-day settlement to small business merchants in the U.S.
By David HeunJune 20 -
U.K. private equity firm Dunedin says it has invested "a significant stake" in a £44 million (U.S. $58 million) funding round for Global Processing Services, which provides payment processing and technology for financial institutions, digital banks, challenger banks and fintechs.
By David HeunJune 19 -
Payment processors have increasingly become full-service providers from equipment to security measures and, most recently, some mobile and omnichannel options.
By David HeunJune 19 -
The advancement of digital wallet technology in the past five years may be having a numbing effect on e-commerce merchants, who favor familiar brands over big-name wallet apps.
By David HeunJune 14 -
Alt Thirty Six is making its digital payment platform focused on the cannabis industry available to the wholesale network of CannTrade, a partnership the companies say will eliminate the need for using cash.
By David HeunJune 13 -
The mobile app's popularity was joined at the hip with Starbucks gift cards and loyalty points, a formula that has traditionally been known to work well at other retailers through plastic cards.
By David HeunJune 12 -
Merchants that want to use technology to boost sales can establish in-house systems labs to test new payment technology and apps, or find an external lab to do so.
By David HeunJune 11 -
Two factions that have taken on the card networks on separate fronts are combining their might in the latest effort to pressure Visa and Mastercard. Even so, there is not a lot of reason for the credit card brands to change their methods.
By David HeunJune 8 -
Consumers using Paysafe's prepaid cards can now make online purchases in the Google Play store as part of a partnership with Google.
By David HeunJune 7 -
Retailer associations and debit network providers have formed the Secure Payments Partnership, designed to address the ongoing problem of payment fraud.
By David HeunJune 7 -
Google's mobile wallet has gone through several iterations, but the most recent — Google Pay — signals a significant turning point for the company's mobile wallet strategy.
By David HeunJune 6















