John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The card brand is partnering with PayPal, Venmo and other firms in an attempt to erase the friction that accompanies transfers between different apps.
By John AdamsApril 12 -
Bank of England seeks CBDC experts, BNP Paribas' bonus pool gets larger and more
April 12 -
Klarna, Fiserv, Worldline and other tech firms are using artificial intelligence-powered systems such as ChatGPT to modernize their offerings.
By John AdamsApril 10 -
Typically called softPOS or Tap to Pay, the technology allows sellers to receive transactions without add-on hardware. It's becoming a popular payment option for small business and mobile sellers and other users.
By John AdamsApril 7 -
PhonePe backs away from a buy now/pay later acquisition, Germany fines EY for Wirecard scandal, and more.
By John AdamsApril 5 -
Finaro, Northmill and NMI are joining with the card network to expand contactless payment acceptance via smartphones without add-on hardware.
By John AdamsApril 5 -
Circle has proposed using central bank digital currencies as part of a backstop to mitigate the same sort of risk that caused its own coin to lose its peg to the U.S. dollar during the run on Silicon Valley Bank.
By John AdamsApril 4 -
The quest to make instant settlement ubiquitous in all countries requires scale and connectivity, creating opportunities for intermediaries that can handle the last mile.
By John AdamsMarch 31 -
Like bank and credit union branches, sit-down restaurants face rapid changes in consumer preferences, requiring a quick pivot to a growing range of digital service and checkout options.
By John AdamsMarch 30 -
Klarna adds chatGPT, BNP Paribas outsources to the Nordics, Mastercard teams with a French fintech and more.
By John AdamsMarch 29 -
With FedNow set to launch in July, UMB is looking at ways to implement the instant settlement network with payroll and other transaction types.
By John AdamsMarch 29 -
This year's conference, hosted by American Banker, comes during a time of almost unprecedented change for the economy and the payments industry. The industry's top minds will gather in San Diego for discussions that will matter for years to come.
By John AdamsMarch 29 -
The beleaguered sector hopes machine learning will reduce the odds of defaults and delinquencies.
By John AdamsMarch 27 -
A letter from U.K. regulators threatening to close risky companies is an example of how governments are pressuring firms that manage cash flow and fraud risk.
By John AdamsMarch 24 -
U.K. regulators warn payment companies, Goldman Sachs invests in Saudi fintech, and more.
By John AdamsMarch 22 -
The neobank has added tools for payments, booking and other uses, while it's also receiving an influx of customers who fled Silicon Valley Bank.
By John AdamsMarch 22 -
The company is adopting the fast-growing language recognition technology to improve its billing, checkout and subscriptions offerings.
By John AdamsMarch 20 -
Amid the fallout from the Silicon Valley Bank shutdown, some argue that reduced processing time could mitigate systemic disruptions.
By John AdamsMarch 16 -
NatWest joins U.K. banks in limiting crypto, Mastercard teams with fintech in the UAE, and more.
By John AdamsMarch 15 -
Micro-merchants that sell on Etsy and Shopify were briefly unable to accept payments — an issue that could have been catastrophic had it lasted longer.
By John AdamsMarch 14


















