John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The plastic card is an aging tool in payments, but there's still room for innovation in its design and features. Here are a few new concepts that favor technology and style as differentiators.
By Daniel WolfeMay 5 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Square's card; Middle East, Africa fastest growing card markets; Signifyd attracts VC cash; U.K. regulators examine Cardtronics' DirectCash deal.
By John AdamsMay 5 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: AI boosts prepaid; Singapore's no doc onboarding; Dash expands; Qatar's blockchain test a success.
By John AdamsMay 4 -
One of the post-EMV migration complaints is the speed of the transactions. Consumers dip their cards into payment terminals and let them sit there for an amount of time that may vary from store to story, but always feels longer than the old school swipe.
By John AdamsMay 4 -
Beyond is a culmination of the many things Carr's done in his life. That includes years spent as as a merchant acquiring executive—Carr was the CEO of Heartland Payment Systems; an author who has advocated for improving conditions for working class Americans while detailing his own challenges growing up in Illinois; and a philanthropist.
By John AdamsMay 3 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Barclays accelerates AI development; Car mobile pay expands; Amazon's closing Underground; First Data's collaborating with Girls Who Code.
By John AdamsMay 3 -
A group of credit unions is working to get a jump how real-time payment processing fits into their world, even as the broader payments industry wrestles with questions about the technology's implementation.
By John AdamsMay 3 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Robert Carr's new venture; Mastercard beats estimates; Blockchain advances for check security; UAE Exchange adopts wearables; Pepper's redesign.
By John AdamsMay 2 -
The shift in payments at hospitality businesses such as restaurants is hard enough, but it's made even more challenging by the pace and breadth of the changes.
By John AdamsMay 2 -
Facebook is reportedly rolling out a feature that allows users to scan QR codes to earn incentives to shop at nearby stores.
By John AdamsMay 1 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Home Depot's unprotected site; Tencent invests in Australian startup; Monzo opens collaboration room: Trump Administration targets net neutrality.
By John AdamsMay 1 -
Virtual cards are starting to gain ground, and WEX sees a big opportunity in hotel chains' need to beef up security.
By John AdamsMay 1 -
Sweeping new data-sharing rules require a substantial IT revamp at large financial institutions.
By John AdamsApril 28 -
The B-to-B payments market is ripe for digital innovation. Here are some of the most recent moves to bring B-to-B payments up to speed.
By Daniel WolfeApril 28 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: MPOS poised for growth; JPMorgan Chase leaves R3; Bitcoin ATMs expand; ATMIA lashes out at cash reduction efforts.
By John AdamsApril 28 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Shoppers like Amazon Go's concept; Tech firms battle for Canadian 'faster pay' contract; A breach at Chipotle; BoJ governor considers opening to fintechs.
By John AdamsApril 27 -
Europe's Payment Services Directive, or PSD2, has almost everything a technology vendor would want. It affects an entire continent, and it involves both sweeping new data requirements and a substantial IT revamp for large financial institutions.
By John AdamsApril 27 -
Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: A setback for Samsung; Poor Senate security; Swift's blockchain draws banks; Nacha sets up certification for third parties.
By John AdamsApril 26 -
There has been a lot of activity lately around modernizing cross-border transfers through the use of blockchain and and cloud-hosted technology, but despite the potential savings in cost and time, none of these methods has caused a meaningful decline in the use of cash.
By John AdamsApril 26 -
Vantiv has agreed to acquire Paymetric, an Atlanta-based company that automates business payments processing.
By John AdamsApril 25


















