John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The millions of people displaced by war, famine and other hardships face distinct challenges and dangers when accessing and using money, and these pain points are being addressed by a blockchain-powered payment app that is part of Western Union's accelerator program.
By John AdamsJune 28 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Shell speeds up EMV; Apple Pay adds markets and Shopify integration; Technology companies chase B2B automation and biometric cards.
By John AdamsJune 27 -
In the eyes of regulators, Facebook and bitcoin have a lot in common. Both challenge citizens' relationship to privacy, and both use technology in ways that current laws were unprepared for.
By John AdamsJune 27 -
By creating a close tie between digital debit cards and the major third-party mobile wallets, Bank of America is doing something few banks are — and expecting a payoff in broader use of digital financial services and “top of wallet” spending.
By John AdamsJune 26 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Mastercard and N27 advance Nordic real-time payments; Amazon Prime Day gets longer; Swedbank adds watch payments; Minnesota legislators try to ban crypto political donations.
By John AdamsJune 26 -
By creating a close tie between digital debit cards and the major third-party mobile wallets, Bank of America is doing something few banks are — and expecting a payoff in broader use of digital financial services and “top of wallet” spending.
By John AdamsJune 26 -
The information you need to start your day, from PaymentsSource and around the Web. Today: RBC adds business pay tracker; 7-Eleven upgrades deliveries; U.K. open banking fintech adds to its network; U.S. Bank pushes health care payment automation.
By John AdamsJune 25 -
This year’s payments industry mergers have exposed numerous corporate, geographic, product and talent gaps, yet perhaps few payment types are more challenging and stuck in the past than health care.
By John AdamsJune 24 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Walmart's theft sensors; European regulators show some flexibility on authentication rules; Google and PayPal extend partnership; Desjardins suffers a breach.
By John AdamsJune 24 -
Banks are rightly focused on PSD2 as an international gateway for fintechs to disrupt banking, though potential deregulation in Singapore can give digital payment companies another route to take share directly away from banks.
By John AdamsJune 24 -
Libra has only been public for a few days, but it has been enough time for regulators around the world to savage the project and schedule hearings. Jorn Lambert, executive vice president of digital solutions for Mastercard, said the project's objectives are aligned with the regulators' concerns.
By John AdamsJune 21 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Alexa adds parking; Flywire adds education pay collaboration; Celero makes two deals; Google bolsters merchant rewards.
By John AdamsJune 21 -
Bill Ready, the former CEO of Braintree who helped PayPal build its digital strategy over the past six years, announced plans to leave the company.
By John AdamsJune 20 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Microsoft joins Hyperledger; A global summit for crypto rules; Fintechs build new mPOS in Europe; Paytm rebrands its gaming unit.
By John AdamsJune 20 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Regulators criticize Facebook's crypto; India may ease local data storage regs; Distributed ledgers advance in Italy; Real-time rails gain more users in the U.S.
By John AdamsJune 19 -
Facebook is focusing the initial discussions around its cryptocurrency project as a preemptive strike against the privacy and legal concerns the public and politicians have about the huge social network.
By John AdamsJune 18 -
The information you need to start your day, from PaymentsSource and around the Web. Today: Facebook's cryptocurrency gets more detail; Lloyds adds to open banking; Domino's tests driverless cars; Euro messaging moves forward; Billing tech draws investors.
By John AdamsJune 18 -
One of Target's high-profile payment outages this weekend stemmed from a problem at one of NCR's data centers, the big box retailer says.
By John AdamsJune 17 -
As both large payment processors and fintechs are attracted to the market opportunity presented as B2B transactions start to digitize, one vendor hopes to stand out with an AI-based workflow.
By John AdamsJune 17 -
Target in the past 48 hours suffered a pair of unrelated point of sale outages that had at least one thing in common — they resulted in consumers scrambling for a contingency that would have been little problem as recently as four or five years ago.
By John AdamsJune 17



















