John Adams

A query from one of Malauzai's bank software clients, Redding Bank of Commerce in California, helped spark an idea to create a wallet app that's geared toward small businesses that have also not yet made the leap to mobile commerce.

More banks are showing interest in developing their own branded mobile wallets, and Visa has launched a platform to make that possible.

The same multichannel shopping and payment experiences that are designed to reduce cart abandonment may also pose hard-to-spot vulnerabilities that can threaten information security.

Global companies are realizing that there is a high demand — and a low supply — of services for the high-volume cross border payments niche.

Open development techniques have contributed to a boom in online and mobile commerce by making it possible for more applications to interact with one another, but now more attention is being devoted to how fraudsters exploit these systems at merchants, payment companies and card issuers.

PayNearMe has long offered a service designed for consumers who prefer to use cash in a digital world, but even it has to accept the need to get on board with electronic payments.

The acceleration of the Affordable Care Act, along with the longer trend toward consumer-directed health care finance and high deductible plans such as health savings accounts, are decentralizing health care payments.

Consumers, banks and merchants all want faster payments, but new technology only seems to be making the process slower.

E-commerce is eroding the appeal of shopping malls, so the operators of some of the largest shopping centers are starting to dish out their own share of digital disruption.

Robots aren't yet coming to take over, but they will be taking orders — and MasterCard payments — at a handful of Pizza Hut locations in Asia.