John Adams

The demise of the plastic Google Wallet card may be bad news for Google and anyone who keeps a balance with its digital wallet, but Amex and Simple both see something familiar, and attractive, in the card's audience.

Western Union is beset on all sides by newer, nimbler companies wielding emerging technology to slice overhead from cross border payments, and it’s striking back by using its global bank relationships and huge infrastructure as an advantage.

There's a certain type of payment that's prone to fraud because the payer doesn't always know when a transaction is made, or even when the relationship starts.

Peer-to-peer lending startup Ledge incorporates on millennial staples like social networking and open development to get on its feet while relying on a road paved by the financial services 'establishment' to go mainstream.

BMO is betting that newly popular biometric authentication options can solve an age-old problem—the headaches business travelers face when managing smaller expenses.

Pep Boys' early results suggest there is something to the argument that successful mobile wallets are more about relationship-building and less about payments.

Air travel and mobile apps work well together, with many passengers already using digital boarding passes and having the option to use mobile wallets to pay for food in airports. But that relationship encounters turbulence once passengers board their planes.

The international transfer business has become a game of spotting and quickly delivering new innovation, and the open development strategies that have worked so well for other types of digital commerce are finding a home at companies such as World First.

Minneapolis' new transit deployment seems limited and even old school—it's a closed loop payment system that's only available on buses and not on the Twin Cities' expanding light rail system.

As commerce gets increasingly global, the differences in payment security from country to country become more apparent.