John Adams

American Banker is proud to recognize, in its third annual Most Influential Women in Payments, Next, the women under 40 who have demonstrated expertise, leadership skills and an ability to adapt in an ever-changing payments industry.

As banks and merchants gear up for instant settlement, the merchant acquirer is using artificial intelligence to sharpen the accuracy of its fraud detection.

The company says young consumers, steady credit quality and a robust travel recovery will offset a weaker economy for small businesses.

The launch of FedNow, the Federal Reserve's instant-settlement system, raises many questions for banks, card networks and fintechs regarding costs, routing and other concerns.

After the Tennessee bank's canceled sale to TD Bank, it launched a marketing campaign that attracted tens of thousands of new customers. The next step is expanding these relationships, executives said during the company's second-quarter earnings call.

The Financial Conduct Authority is developing new rules that tighten how financial firms can use social media, Swift and a group of banks have successfully piloted instant payments between different countries and currencies, and more.

The claims against the card networks' fee structures may be intended as much for lawmakers as they are for a courtroom judge.

Data-sharing runs through dozens of projects designed to generate revenue beyond the point of sale.

The private-equity firm plans to focus on innovation and acquisitions when it takes a controlling stake of the payments processor.

Venture capitalists are increasingly keen on firms that can guide merchants through a maze of emerging processing options.