John Adams

Seamless's U.K. expansion strategy has gotten a big boost through a collaboration with the U.K.-based GoCardless digital payment network, enabling a bank-agnostic link to the SEQR mobile payment system.

Lost in the wave of shopping and payment innovation is just how remarkable the change has been--as little as 10 years ago, transaction options were pretty static and wristwatches were time-telling relics rather than futuristic vessels for shopping.

'Split the bill' is a popular way to explain the utility of everything from account transfers to social network-enabled payments. For Rabobank subsidiary MyOrder and Wirecard, it's the impetus for a group mobile wallet.

HSBC and American Express Ventures are part of a $75 million investment in Tradeshift, a company that speeds payments between companies and suppliers.

The pressure to provide a secure digital commerce experience that's cross-border and cross-channel puts an onus on traditionally tech-averse merchant providers — and creates a market opportunity ACI has been preparing to crack for several years.

A query from one of Malauzai's bank software clients, Redding Bank of Commerce in California, helped spark an idea to create a wallet app that's geared toward small businesses that have also not yet made the leap to mobile commerce.

More banks are showing interest in developing their own branded mobile wallets, and Visa has launched a platform to make that possible.

The same multichannel shopping and payment experiences that are designed to reduce cart abandonment may also pose hard-to-spot vulnerabilities that can threaten information security.

Global companies are realizing that there is a high demand — and a low supply — of services for the high-volume cross border payments niche.

Open development techniques have contributed to a boom in online and mobile commerce by making it possible for more applications to interact with one another, but now more attention is being devoted to how fraudsters exploit these systems at merchants, payment companies and card issuers.