John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The fast-growing buy now/pay later industry is drawing scrutiny from legislators and regulators who fear it could become predatory.
By John AdamsJanuary 21 -
The fast-growing buy now/pay later industry is drawing scrutiny from legislators and regulators who fear it could become predatory.
By John AdamsJanuary 21 -
The 46th president's agenda for financial regulation is already moving ahead, based on the people he's chosen to put in key roles.
By John AdamsJanuary 20 -
The 46th president's agenda for financial regulation is already moving ahead, based on the people he's chosen to put in key roles.
By John AdamsJanuary 20 -
Some companies cut off the flow of cash to insurrectionists, while others put a halt to their political spending. Their actions came quickly after the events of Jan. 6.
By John AdamsJanuary 15 -
Fresh market interest and government action have created a chance for payment technology providers like Circle to promote blockchain-powered transactions.
By John AdamsJanuary 15 -
CEO Michael Hayford wants to transform Cardtronics' ATM fleet into a distribution network for fintech services. But first he has to persuade the company to accept his offer.
By John AdamsJanuary 14 -
Walmart's fintech venture with Ribbit Capital allows it to influence more technological developments in the retail industry.
By John AdamsJanuary 12 -
The original coronavirus stimulus program in 2020 stumbled out of the gate, delaying payments for months and exposing America's lack of universal access to the financial system. With round two, it's the digital rails that are sputtering early on.
By John AdamsJanuary 12 -
Silicon Valley's largest companies are rapidly distancing themselves from outgoing President Donald Trump, following last week's right wing domestic terrorist attack on the Capitol.
By John AdamsJanuary 11 -
There's a way to manage the tricky balance between rapid digitization and the people who still need or prefer cash, and for Ram Chary it can be found in a casino.
By John AdamsJanuary 8 -
History will remember Wednesday for the anti-democracy domestic terrorism that resulted in death, injuries and damage inside the U.S. Capitol — but did not thwart the process of confirming the presidential election. It was also a day that Georgia's Senate runoff gave much-needed clarity to the fintech sector.
By John AdamsJanuary 7 -
The Trump administration's cantankerous relationship with China has lasted the president's entire term, often shaking up the payments and financial services landscape. With a new executive order, Trump has announced bans on more than a half dozen software firms — including payment apps affiliated with Tencent and Alibaba/Ant Group.
By John AdamsJanuary 5 -
Several government agencies have made deeper moves into crypto oversight, leaving a trail of angry executives and unresolved political questions. And there's still no sign of a central bank digital currency, leaving the U.S. at risk of falling behind other countries in the race to support faster payment processing.
By John AdamsJanuary 5 -
"The construction industry has been challenged by the pace of evolution and is still dominated by invoice and check payments," said Michael Praeger, CEO and co-founder of AvidXchange.
By John AdamsJanuary 4 -
The final outcome of the November election will be decided on Jan. 5 in Georgia, with the balance of power in the Senate at stake, as well as at least two years of financial services and technology policy.
By John AdamsJanuary 4 -
Rapidly spreading coronavirus and an unclear Brexit outcome are bearing down on the U.K., leaving the fate of London as a technology and finance hub in the air as 2020 draws to a close.
By John AdamsDecember 23 -
Even with the pandemic's dramatic shift to online commerce, TIAA Bank's Claudia Tabacinic says there's still room to migrate consumers, and lingering reluctance to embrace new technology.
By John AdamsDecember 21 -
The interior of a car or truck is a fintech frontier — one that is undergoing a trial by fire during the pandemic, including as a point of sale venue for small merchants.
By John AdamsDecember 18 -
Ultimately, whatever options banks and fintechs deliver for this next phase of the pandemic must appease not only the merchants but their customers as well.
By John AdamsDecember 17

















