John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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As firms like Klarna and Sezzle attempt to reach profitability, fintechs that offer point-of-sale financing brace for consolidation, regulation and other drastic changes to their market.
February 28 -
The boom in digital commerce led to a boom in hiring, and many payment companies have started cutting back. This is creating an experienced pool of talent for employers that have room to grow.
By John AdamsFebruary 28 -
The fintech added support for Android handsets, giving the company more juice for its brick-and-mortar ambitions and making it more competitive with the many companies trying to transform the point of sale.
By John AdamsFebruary 27 -
The card network is offering incentives to help cash-strapped small businesses eke out savings they can't get on their personal cards.
By John AdamsFebruary 24 -
The terminal maker's collaboration with Splitit, Klarna and biometrics firm Fujitsu Frontech are an attempt to go beyond the limitations of traditional payments hardware.
By John AdamsFebruary 22 -
CBDC tests in Japan, real-time payments in Singapore and India, and more. Here's what's happening around the world.
By John AdamsFebruary 22 -
The Clearing House has operated its RTP network for about six years, and the FedNow rail is expected to launch later this year. Here's a look at the nuts and bolts of instant money movement, and how the two systems are different.
By John AdamsFebruary 17 -
The prepaid card issuer is working with the electronic billing company Paymentus to appeal to consumers who want to make digital payments without opening a mainstream bank account.
By John AdamsFebruary 16 -
United Arab Emirates plans to launch a central bank digital currency this year; Adyen adds travel payment cards; and more.
February 15 -
Dozens of vendors are joining real-time settlement networks from the Federal Reserve and The Clearing House. These partnerships are the first step toward making both systems interoperable.
By John AdamsFebruary 14 -
As a stand-alone company, Worldpay will have more leeway to pursue mergers and acquisitions, FIS CEO Stephanie Ferris says.
By John AdamsFebruary 13 -
The payments app is gradually adding network support for substitute card numbers, which can reduce friction at the point of sale while providing fraud protection.
By John AdamsFebruary 9 -
The buy now/pay later lender posted larger-than-expected losses, and following its layoffs it will deemphasize products with an uncertain short-term outlook, such as crypto trading.
By John AdamsFebruary 8 -
Bank of England releases digital pound details, CBA adds anti-scam tech, and more. Here's what's happening around the world.
By John AdamsFebruary 8 -
Companies like CarParts.com and Affirm are tailoring loans for auto repairs, travel and other areas where borrowers are most sensitive to ballooning prices.
By John AdamsFebruary 8 -
The U.K. payment company is working to boost its profile in the U.S. and Asia through local partnerships, as it battles Stripe and other fintechs on the global stage.
By John AdamsFebruary 7 -
Banks, payment networks and fintechs are competing for a share of a sector that, on the whole, is growing faster than large corporations.
By John AdamsFebruary 3 -
The people leading the bank's strategy for EMEA are placing greater emphasis on real-time processing, digital assets, and emerging contactless technology.
By John AdamsFebruary 2 -
Twitter signals plan for payments, Barclays opens banking pods as a branch alternative, and more. Here's what's happening around the world.
February 1 -
The international messaging system is participating in projects that test or develop central bank digital currencies, with a goal of making them interoperable.
By John AdamsJanuary 31



















