John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Much like contactless mobile payments, 'faster payments' are making a methodical push throughout Canada, an advance that's moving quicker than many other countries, especially the U.S.
By John AdamsSeptember 29 -
USAA has expanded its voice-controlled digital assistant to PC users. The move is just another example of how banks are increasingly relying on bots to help serve their clients.
By John AdamsSeptember 28 -
Nodding to a future in which innovation can come from almost anywhere and personal relationships matter just as much if not more than invention, Mastercard is changing how developers access the payment network to bring new ideas to life.
By John AdamsSeptember 28 -
Amex has been given the court's blessing to deter merchants from steering consumers away from its pricier cards, raising questions for those pushing newer loyalty strategies.
By John AdamsSeptember 27 -
USAA is a famously fast adopter of new technology, but that also means it must constantly tune up past investments to meet customer demand.
By John AdamsSeptember 26 -
The prevailing accounts payable model simply can't handle the sharing economy (also called the "gig economy"), according to Dovi Frances, who's putting cash and influence behind that theory.
By John AdamsSeptember 25 -
Starting today, banks and credit unions will get two extra chances every 24 hours to handle Automated Clearing House (ACH) credit payments. But by itself, same-day speed may not be enough to meet the demands of an increasingly digital world.
By John AdamsSeptember 23 -
Starting Friday, all U.S. banks should be able to receive same-day payments. But by itself, same-day speed may not be enough to meet the demands of an increasingly digital world.
By John AdamsSeptember 23 -
Starting today, banks and credit unions will get two extra chances every 24 hours to handle Automated Clearing House (ACH) credit payments. But by itself, same-day speed may not be enough to meet the demands of an increasingly digital world.
By John AdamsSeptember 23 -
Investors no longer view carrier billing as a niche product, and are providing the means to push the concept into new geographic markets.
By John AdamsSeptember 21 -
PayPal will move its Canadian operations to the MaRS District, a technology development compound in Toronto that fits in with the California-based payment company's mission to quickly diversify following its split from eBay nearly two years ago.
By John AdamsSeptember 21 -
Cloud-based technology is bringing mobile shopping and payments to more companies, but it also increases risk due to the complexity of how these more open and remote technology tools get used.
By John AdamsSeptember 20 -
The expanding base of contract workers who use mobile apps to set up jobs and receive payment is upending traditional payroll practices, requiring new levels of speed and efficiency from financial services companies.
By John AdamsSeptember 19 -
Subway is learning that to get people into its stores, its mobile app has to be every bit as compelling as its menu.
By John AdamsSeptember 18 -
Facebook is reaching out to payments industry giants such as PayPal, Braintree, Visa, Mastercard, Amex and Stripe to help Messenger bots accept payments directly, Messenger chief David Marcus told attendees at a technology industry event Monday afternoon.
By John AdamsSeptember 12 -
The newest iPhones are drawing a lot of attention for omitting the headphone jack, causing worry among the small merchants that rely on headphone-connected card readers to handle payments.
By John AdamsSeptember 11 -
It was inevitable that someone would try to add up those extra seconds it takes to perform an EMV transaction, and when Cayan did it concluded that EMV is forcing U.S. consumers as a whole to spend years in extra time at the register.
By John AdamsSeptember 8 -
Simply offering the best reward or rebate isn't always the best way to sell in a multichannel world, and Wallaby is tweaking its recommendation technology to match the most advantageous card to a particular moment and location in time.
By John AdamsSeptember 7 -
Android Pay has added scale, winning support from banks including Chase, Santander and TSB, and broadening its Web payment capabilities.
By John AdamsSeptember 7 -
Mastercard and Visa have now each entered a détente with PayPal, agreeing that a highly competitive stance is not of much use if it makes it too hard for consumers to pay for things.
By John AdamsSeptember 6

