John Adams

Peer-to-peer lending startup Ledge incorporates on millennial staples like social networking and open development to get on its feet while relying on a road paved by the financial services 'establishment' to go mainstream.

BMO is betting that newly popular biometric authentication options can solve an age-old problem—the headaches business travelers face when managing smaller expenses.

Pep Boys' early results suggest there is something to the argument that successful mobile wallets are more about relationship-building and less about payments.

Air travel and mobile apps work well together, with many passengers already using digital boarding passes and having the option to use mobile wallets to pay for food in airports. But that relationship encounters turbulence once passengers board their planes.

The international transfer business has become a game of spotting and quickly delivering new innovation, and the open development strategies that have worked so well for other types of digital commerce are finding a home at companies such as World First.

Minneapolis' new transit deployment seems limited and even old school—it's a closed loop payment system that's only available on buses and not on the Twin Cities' expanding light rail system.

As commerce gets increasingly global, the differences in payment security from country to country become more apparent.

Biometric authentication has been "replacing" passwords for a long time, but for the most part accounts still rely more on remembered credentials than physical identifiers.

The mobile point of sale market is getting more and more crowded, even as the market's largest and most established players struggle to find footing.

Retirement was good for Pamela Joseph, former head of U.S. Bank's Elavon business, but not enough to overcome the lure of a high-level executive role at Total System Services, a company rapidly transitioning into a new age of digital payments.

Retirement was good for Pamela Joseph, former head of U.S. Bank's Elavon business, but not enough to overcome the lure of a high-level executive role at Total System Services, a company rapidly transitioning into a new age of digital payments.

Safe Cash is cozying up to banks by portraying itself as an alternative to two very different corners of financial services—the established Swift bank transfer network and bitcoin, arguably the most well-known virtual currency.

In the payments industry, tokenization is often portrayed as a new or futuristic security method, better suited for the world of mobile wallets than the era of magstripe cards. But SeatGeak decided early on to make it a cornerstone of its mobile commerce experience.

Of all the initials small to mid-sized merchants hear during the digital payments migration—"EMV," NFC," "mPOS"—an older abbreviation may finally pry open the door to widespread payments automation: CRM.

Finding a parking spot is never fun, especially when traveling to an unfamiliar area. But as cars get smarter, so do parking payments.

Quick service restaurants often have to make technology decisions faster than other restaurant categories, and the regional fried chicken chain Zaxby's is no exception.

In mobile banking technology, remote deposit capture is ancient history. But there's one area that history seems to have forgotten: business payment automation.

In mobile banking technology, remote deposit capture is ancient history. But there's one area that history seems to have forgotten: Business payment automation.

Interac, the Canadian debit network, has frequently spearheaded contactless payments innovation. It is now taking steps to extend this tradition to mobile commerce.

As wearable technology advances, it is taking a back seat to the designs that will have these high-tech features woven in.