John Adams

JPMorgan Chase is now live on clearXchange, a multi-bank person-to-person transfer network that it helped found in 2011, but the competitive landscape for P2P has changed a lot in the intervening years.

Google's first attempt to work with banks in mobile payments was disastrous — it required banks to jump through hoops to link their brand to its wallet app, and only one issuer ever did before Google lowered the hurdle. But with Android Pay, that logic is reversed, and Google is the one going out of its way to be a part of bankers' apps.

Google plans to release a new mobile payment system called Android Pay, which will include many of the same features as Apple Pay, while the Google Wallet brand will live on as a peer to peer service.

The use of e-commerce payments technology as a portal to other business services is advancing rapidly, requiring point of sale companies to constantly add new tools that merchants and developers can use to add muscle to transaction venues.

One of the more difficult challenges of the U.S. EMV conversion is getting the word out, especially given the urgency of the October deadline the card networks set for a fraud liability shift.

Hundreds of banks are supporting Apple Pay, but the cost is sparking a counter movement toward financial institutions operating their own wallets.

PayPal's plan to expand its OneTouch instant checkout service has shifted into high gear via an update that will support all merchants using the e-commerce platform Bigcommerce.

Mobile wallets and digital currencies are providing an increasingly viable alternative to traditional card payments, prompting Visa Inc. to present a new value proposition to merchants.

WePay has pushed its tools for international e-commerce payments primarily to U.S.-based companies, and the vendor is now looking to extend its reach abroad through a fresh infusion of funds.

MasterCard is betting that faster payments will appeal most to corporations and government agencies — not for collecting payments, but for disbursing them, particularly for insurance claims.

E-commerce is just a sliver of the Polish payments market, but that's likely to change quickly, and Raiffeisen Polbank is partnering with EVO Payments International to form a new company to compete for merchant clients as development cycles shorten.

Southern Refreshments is updating its fleet of Georgia vending machines to include cashless options and mobile Near Field Communication (NFC) readers, a move that it hopes can boost spending.

While Apple's taking an early incremental approach to Las Vegas, terminal manufacturer Ingenico is very bullish on the technology picking up steam with the gaming industry and its patrons.

Last year, Fifth Third underwent some organizational surgery to unify its payments operations. Now, the company is prepared to test this new structure by addressing the intricate needs of the health care industry.

Latin America is becoming a must-have market for mobile payments, replete with fast growing m-commerce adoption and card network investment.

Card issuers, already fighting the threat of mobile wallet initiatives that draw funds directly from bank accounts, must now contend with a new partnership that makes carrier billing a more viable replacement for bank cards at the point of sale.

Kwik Chek Food Stores' new technology for updating gas prices at the pump also pushes those price changes to motorists using its mobile payment app, a feature that gets customers engaged with the retailer long before they pull up to the pump.

The latest innovations that enable and secure mobile payments are adding so much complexity to the deployment process that they may exceed the expertise of the companies putting them in place.

China may be removing UnionPay's regulatory monopoly over card payments clearing, but loosening its grip on the market is another matter.

The Costco cobrand card was a huge win for Visa, but nevertheless the card network's chief executive, Charlie Scharf, found himself defending the terms of the partnership.