John Adams

New types of data analytics can improve credit risk, but only if banks can deploy the technology quickly. A lot of tech firms say that's no problem.

Leading mobile initiatives at Citi, the New York based bank, is Tracey Weber, former COO of Travelocity. Six other bankers who have done outstanding work with mobile apps this year are also profiled.

New research from Javelin details how consumers are warming up to tablets.

The CFPB plans to make lenders responsible for disclosures and document integrity, even for services they farm out to third parties, such as appraisals, income verification and collections. Compliance vendors smell cash in the water.

SACU is embarking on a major rollout of mobile services, in part to counter USAA's early mover advantage in offering remote financial services to military customers.

A new product from the clearXchange joint venture of Wells Fargo, Bank of America and JPMorgan Chase may rattle the highly competitive person-to-person payments market.

As the card associations force merchants to accept EMV cards, merchant terminal providers stand to benefit from a flurry of hardware upgrades.

Following the resignation of CEO Lazaro Campos, SWIFT quickly sought to provide assurance that its broad plan to expand into new markets, tap new technology and create collaborative venues for members to better understand standards would not be interrupted.

CFE has embarked on a two-year core product that will enable developers to mix and match programs written in different languages.

Bank of Ann Arbor has invited local residents to write billboards poking fun of larger out of town banks' alleged lack of local knowledge in a new ad campaign.

Wells Fargo has launched a collaborative online community for college planning aimed at students, parents, guidance counselors and financial advisors.

Attaching readers to smartphones is an emerging way for merchant acquiring banks to extend digital payments to businesses. Before the market takes off, PCI plans to weigh in on the new technology to ensure solutions pass encryption vetting.

Banks want to use more data, particularly social media and other behavioral data, as part of risk and marketing. But that requires an upgrade of scoring systems, traditionally a time-consuming process with a large learning curve. Tech providers are competing with new systems that speed these development cycles and migrate more data crunching power to the user level.

Finding a branch through augmented reality isn't going to solve world peace, but does fill a customer need. Vice president of ebusiness and payments Tom Trebilcock explains how gaming and the "buzz" surrounding augmented reality can help position PNC as a tech-savvy bank in the eyes of consumers.

In a buyer's market, the smallest of processing hiccups can cause a lender to lose a potential borrower, which is why companies such as American Pacific Mortgage place a premium on developing new digital delivery strategies.

Business clients that receive thousands of checks per month typically can't get automated bulk check processing services from a small bank. And if the services matter to those clients, the small banks lose their business to larger rivals.

Citigroup is once again showing its willingness to venture outside of traditional banking to build a social media strategy, as it has in both its talent acquisition and content.

Mortgage pipelines are like cholesterol — they have good and bad versions. Bank of America is trying to unclog its buildup of distressed mortgages (the bad version) by using a new Web portal it developed with Equator.

As volumes and types of payments increase — particularly mobile payments using the ACH rails — securing ACH transactions becomes more complex and prone to crimes such as account takeover. Fiserv, Fundtech, and partners Jack Henry and ACH Alert are weighing in with different forms of layered verification.

The firm's new incubator and accelerator program aids in the development and fast delivery of new ideas to the market.