John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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While small banks already face a mobile banking adoption deficit to their larger competitors, some community institutions are still questioning the channel's safety.
By John AdamsFebruary 13 -
Heavy on consumer members but light on business accounts, Desert Schools FCU is using a partner's high-tech portal as part of a way to boost share in the business market against larger banks.
By John AdamsFebruary 10 -
The bank's iPad app is picking up lots of users and the bank is rapidly updating capabilities. Tracey Weber, the bank's head of internet and mobile banking for North America consumer banking, discusses how people use tablets differently than smartphones, and how that impacts what the bank puts in each venue.
By John AdamsFebruary 9 -
A new product being pitched to financial institutions from startup SpringCoin uses account aggregation and personal financial management tools combined with credit counseling tips to offer people real-time advice on how to improve their financial performance.
By John AdamsFebruary 8 -
Wells Fargo is ramping up its treasury management technology in an attempt to give worried international corporates a better handle on financial positions and concentrations of assets in local banks.
By John AdamsFebruary 7 -
A bank's reputation is partly built on the company it keeps. At UBS, that's leading to a business intelligence-driven effort to ensure the ethical, environmental and legal integrity of its partners and clients.
By John AdamsFebruary 3 -
Fresh off new funding from Morningstar and TD Fund, personal financial management startup HelloWallet is targeting corporations and plan sponsors with PFM tools that can be used by employees, an emerging use case that demonstrates the maturation of the PFM model.
By John AdamsFebruary 2 -
First National Bank and Absa are claiming that a personal financial management startup called 22seven is unsafe and legally risky for consumers.
By John AdamsFebruary 1 -
The bank's new IT testing includes a system called progressive automation, in which projects are tested much earlier in the development cycle-a move that should improve speed to market and error diagnosis.
By John AdamsJanuary 31 -
For a smaller banks such as the $409 million-asset The Bank of Georgia, figuring out how to use social media safely and legally isn't easy.
By John AdamsJanuary 27 -
The core banking giant joins a crowded contactless payment market that already includes Google, telecoms and the Wells Fargo/Bank of America/Chase led ClearXchange venture. Its breadth of clients and solution will pressure non-bank and NFC-based ventures.
By John AdamsJanuary 26 -
To help comply with new FFIEC online security guidelines, the Florida community bank is using a feature that allows consumers to access only a "safe list" of websites during a secure protected online banking session.
By John AdamsJanuary 25 -
Faced with competition from low-cost startups, banks like Mercantile Bank of Michigan and Citigroup are crafting new discount treasury management solutions, in some cases partnering with newcomers like Bill.com.
By John AdamsJanuary 24 -
Former Google CIO Douglas Merrill believes his firm, ZestCash, can jump-start the subprime lending market with an alternative underwriting engine that uses thousands of consumer data points and proprietary math to aid loan decisions.
By John AdamsJanuary 23 -
Former Google CIO Douglas Merrill believes his firm, ZestCash, can jump-start the subprime lending market with an alternative underwriting engine that uses thousands of consumer data points and proprietary math to aid loan decisions.
By John AdamsJanuary 20 -
As alternatives to automated clearing house payments start to mount and small business electronic payment volumes lag, NACHA has embarked on a campaign to get businesses to say "via ACH" more often.
By John AdamsJanuary 20 -
The squeeze on fee income, lower branch volume, and big regulatory outlays has banks looking everywhere to find savings, even in teller scheduling. Automated staffing tools are moving downmarket to smaller banks such as Bangor Savings Bank and North Dakota's State Bank & Trust.
By John AdamsJanuary 19 -
The Texan community bank is using new mobile apps to deliver consumer perks, protect payment cards and tailor content for specific customer segments.
By John AdamsJanuary 18 -
Celent research finds that by 2013, 15 of the largest 25 banks will offer corporate mobile banking.
By John AdamsJanuary 17 -
The volatility's immediate impact so far has been on the IT pundit class, which is busy re-crunching bank spending numbers.
By John AdamsJanuary 13