John Adams

Wells Fargo is ramping up its treasury management technology in an attempt to give worried international corporates a better handle on financial positions and concentrations of assets in local banks.

A bank's reputation is partly built on the company it keeps. At UBS, that's leading to a business intelligence-driven effort to ensure the ethical, environmental and legal integrity of its partners and clients.

Fresh off new funding from Morningstar and TD Fund, personal financial management startup HelloWallet is targeting corporations and plan sponsors with PFM tools that can be used by employees, an emerging use case that demonstrates the maturation of the PFM model.

First National Bank and Absa are claiming that a personal financial management startup called 22seven is unsafe and legally risky for consumers.

The bank's new IT testing includes a system called progressive automation, in which projects are tested much earlier in the development cycle-a move that should improve speed to market and error diagnosis.

For a smaller banks such as the $409 million-asset The Bank of Georgia, figuring out how to use social media safely and legally isn't easy.

The core banking giant joins a crowded contactless payment market that already includes Google, telecoms and the Wells Fargo/Bank of America/Chase led ClearXchange venture. Its breadth of clients and solution will pressure non-bank and NFC-based ventures.

To help comply with new FFIEC online security guidelines, the Florida community bank is using a feature that allows consumers to access only a "safe list" of websites during a secure protected online banking session.

Faced with competition from low-cost startups, banks like Mercantile Bank of Michigan and Citigroup are crafting new discount treasury management solutions, in some cases partnering with newcomers like Bill.com.

Former Google CIO Douglas Merrill believes his firm, ZestCash, can jump-start the subprime lending market with an alternative underwriting engine that uses thousands of consumer data points and proprietary math to aid loan decisions.

Former Google CIO Douglas Merrill believes his firm, ZestCash, can jump-start the subprime lending market with an alternative underwriting engine that uses thousands of consumer data points and proprietary math to aid loan decisions.

As alternatives to automated clearing house payments start to mount and small business electronic payment volumes lag, NACHA has embarked on a campaign to get businesses to say "via ACH" more often.

The squeeze on fee income, lower branch volume, and big regulatory outlays has banks looking everywhere to find savings, even in teller scheduling. Automated staffing tools are moving downmarket to smaller banks such as Bangor Savings Bank and North Dakota's State Bank & Trust.

The Texan community bank is using new mobile apps to deliver consumer perks, protect payment cards and tailor content for specific customer segments.

Celent research finds that by 2013, 15 of the largest 25 banks will offer corporate mobile banking.

The volatility's immediate impact so far has been on the IT pundit class, which is busy re-crunching bank spending numbers.

As Green Dot plots to shake up the prepaid world in the wake of its Bonneville Bank acquisition, CIO and former Visa exec John MacIlwaine will develop new mobile, social networking and loyalty programs.

The research house says the European debt crisis will put a dent in IT spending and lead to a slew of bank collapses, though other analysts say the impact on U.S. bank IT will be muted, and delayed.

American Express is using scanning technology to enable merchant rewards programs to be delivered on the fly to handsets. As consumers get more familiar with scanning products while shopping, banks may be pressured to consider a barcode component to their marketing programs.

IBM's recent signing of five new banks builds on the success of its involvement with M-PESA and reveals a burgeoning market for enterprise bank technology in Africa.