John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The payment company is focused on small-business borrowers operating in areas where branches are shutting down.
By John AdamsJune 12 -
Cashless ATMs — which imitate a typical debit card transaction but code them as cash withdrawals — can lead to hefty fines. But many dispensaries still use the devices, partly due to the murky legal environment that surrounds the entire weed industry.
By John AdamsJune 8 -
This week in global news: JPMorgan Chase works on blockchain in India, U.K. reps want faster crypto regs and more.
By John AdamsJune 7 -
The companies are offering retail merchants a digital catalog of transaction services, which JPMorgan hopes will help it better compete with fintechs and other banks.
By John AdamsJune 6 -
The blockchain company bets its experience with cross-border payments is transferable to stablecoins and central bank digital currencies.
By John AdamsJune 5 -
The search giant is adding travel, health care and other consumer services to encourage users to stay within its ecosystem.
By John AdamsJune 1 -
This week in global news: CaixaBank adopts softPOS; AI makes more inroads and more.
May 31 -
The founders of Vesey Ventures are most interested in startups that want to play nice with the giants of the banking and payment industries.
By John AdamsMay 31 -
After years of attempting to pivot away from its historic reliance on ATMs and point-of-sale hardware in favor of software, one of the industry's mainstays is running out of options.
By John AdamsMay 30 -
Because the youth account must be tied to a parent or guardian, it guarantees that an adult must also sign up — or keep active an account they may have left unused.
By John AdamsMay 24 -
This week in global news: Canada cuts Visa and Mastercard fees; PhonePe draws new funding, and more.
May 24 -
To demonstrate the value of a central bank digital currency to small businesses, the U.S. card network is using Brazil's Real Digital to cut costs for local growers.
By John AdamsMay 23 -
A processing rail that's always turned on can potentially help a credit union that's multiple time zones away from partners, or a community bank looking to automate payroll.
By John AdamsMay 22 -
The government's routine disbursement of funds to millions of workers, contractors, and retirees could become uncertain if it's forced to default.
By John AdamsMay 18 -
Ripple buying a Swiss crypto-custody firm, Binance leaving Canada, and more.
May 17 -
The bank is working with The Clearing House and real estate tech company EMTransfer and is hoping to cut paper and time from the process of selling property.
By John AdamsMay 17 -
As fintechs struggle, the bank is introducing a line of credit and plans new installment lending products shortly after launching its buy now/pay later product on Amazon Pay.
By John AdamsMay 16 -
The several high-profile failures in the digital-asset sector haven't deterred the financial institution from forging ahead with a plan to expand support for payments.
By John AdamsMay 15 -
The financial institution has released a series of new products in response to a slew of competitors pursuing corporate treasury management clients.
By John AdamsMay 11 -
Interac launches ID verification, the U.K. cracks down on bitcoin ATMs, and more.
By John AdamsMay 10


















