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Jon Prior

Staff Writer
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  • AB-061819-AFFORD (6).png
    Affordable housing
    Congress dangles tax credits to boost supply of affordable housing

    The bipartisan proposal aims to renew banks' interest in low-income housing tax credits and bring more lower-priced homes to markets that badly need them.

    By Jon Prior
    June 18
  • Dawn Morris, chief digital banking and marketing officer of First Horizon National
    M&A
    First Tennessee, Capital Bank to be rebranded as First Horizon

    The Memphis, Tenn., company said a common corporate identity for all its units made sense given a recent acquisition and its growth ambitions.

    By Jon Prior
    June 11
  • Farm Service Agency loan demand
    Ag lending
    ‘Epic’ flooding forces ag banks to lean on farm agency

    Lenders are turning to the Farm Service Agency to backstop more loans as their Midwestern customers are beset by flooding in addition to the U.S. trade war with China and volatile crop prices. Can the FSA meet the increased demand?

    By Jon Prior
    June 10
  • U.S. Bancorp branch count over last 5 quarters
    Branch banking
    U.S. Bancorp closing branches in Chicago

    The regional bank has begun closing branches in Chicagoland as part of a plan to reduce its net number of brick-and-mortar offices by up to 15% even as it looks to expand in the Southeast.

    By Jon Prior
    June 5
  • Signage is displayed outside a Fifth Third Bank branch in Louisville, Kentucky.
    Charter conversions
    Fifth Third seeks national bank charter to accelerate expansion

    The Cincinnati bank wants to convert from a state charter as it expands in the Southeast and beefs up digital banking operations.

    By Jon Prior
    May 31
  • Gordon Smith, CEO of consumer and community banking at JPMorgan Chase
    Banking
    Where JPMorgan stands on mortgages, branches, mobile payments

    In a presentation Thursday, co-COO Gordon Smith expanded on Jamie Dimon's recent comments about frustrations in the mortgage market, was upbeat about branch profitability and discussed some of the bank's Chase Pay challenges.

    By Jon Prior
    May 30
  • Profit per mortgage loan, in basis points
    Mortgages
    Expect more banks to exit national mortgage lending

    Many banks have already scaled back home lending or even left the business. With profit margins shrinking, inventories of homes at crisis levels and competition from nonbanks intensifying, that’s unlikely to change.

    By Jon Prior
    May 29
  • AB-051519-FARM (1).png
    Ag lending
    U.S.-China trade war heightens fears of farm credit crunch

    Farmers were already taking on more debt to cover losses from falling crop prices. New tariffs and other retaliatory moves could hurt ag borrowers further and lead to loan losses and tighter underwriting.

    By Jon Prior
    May 16
  • AB-050919-BORDER (2).png
    Community banking
    Trump immigration crackdown hurting small banks on border

    Heightened regulatory scrutiny and a slowdown in commerce have raised concerns about the viability of doing business along the U.S.-Mexico border.

    By Jon Prior
    May 9
  • AB-050319-GEORGIA.png
    Community banking
    A deposit boon for small Georgia banks?

    Community banks in the state have struggled to attract the funds to meet surging loan demand, but that could change now that a new law has made it easier for them to accept government deposits.

    By Jon Prior
    May 3
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Innovation of the Year 2025

The 10 most groundbreaking tech projects and bank-fintech partnerships that are moving financial services forward

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© 2025 Arizent. All rights reserved.
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© 2025 Arizent. All rights reserved.