Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine.
-
Liberty Bank and Texas Capital Bank are among those trying to attract new online-only customers while experimenting with technologies to benefit the institutions overall.
By Miriam CrossMarch 8 -
Fintech deals totaled $348.5 billion in 2021. Here are the trends causing the record transaction wave.
By Miriam CrossMarch 3 -
While most banks are afraid to touch cannabis business until federal regulations are put in place, some are turning to fintech to automate compliance until then.
By Miriam CrossFebruary 28 -
The M&A surge promises to improve the services fintechs offer to many banks. But it's also creating a new class of full-service competitors.
By Miriam CrossFebruary 25 -
Companies that have competed in the agency's program say it helped them accelerate new ideas for features and businesses.
By Miriam CrossFebruary 23 -
With its $1.1 billion deal for Technisys, the onetime student-loan refinancer adds a banking-core software arm as it pushes beyond deposits and lending.
By Miriam CrossFebruary 22 -
The tax preparer has a well-recognized brand and wide reach, but needs tech help for its neobank.
By Miriam CrossFebruary 17 -
In a rare move for traditional financial institutions, the Texas bank and a fintech partner will offer quotes to a subset of the bank's customers.
By Miriam CrossFebruary 4 -
The bank is a longtime user of the tech giant's infrastructure. It’s now ready to put its primary platforms there.
By Miriam CrossFebruary 3 -
Working with Bumped, TAB Bank is offering customers “cash back” as fractional shares of popular retailers.
By Miriam CrossFebruary 2 -
The bank technology provider Amount has acquired Linear Financial Technologies to supplement its consumer and buy now/pay later offerings with digital small-business loans.
By Miriam CrossFebruary 1 -
The bank is working with a tech company to personalize customer communications using proprietary data. It's an alternative to cookies, which are becoming less viable as data privacy laws become stricter.
By Miriam CrossJanuary 28 -
The Toronto-based bank is ramping up hiring on both sides of the border and looking for expertise in cloud technology, machine learning and more.
By Miriam CrossJanuary 26 -
The Pennsylvania bank is working with the data provider Enigma and Capital One on a platform they are hoping other banks will use. The technology handles all aspects of the loans and provides data and analytics on borrowers.
By Miriam CrossJanuary 25 -
The tax preparation giant is diversifying its services with a digital bank that it hopes will entice customers with no-fee features, cash back rewards and early access to paychecks.
By Miriam CrossJanuary 20 -
The nonprofit received a $1.5 million grant to monitor, evaluate and strengthen consumer protections in the digital financial marketplace. Here's what it's doing with the funds.
By Miriam CrossJanuary 20 -
Challenger banks like Chime and Dave have been helping customers avoid overdraft fees for years. As traditional banks start to do the same, the fintechs say they still offer consumers a better deal.
By Miriam CrossJanuary 13 -
The companies will use funding obtained from private investors to develop or expand products that help business owners send and receive money more quickly and manage their operations.
By Miriam CrossJanuary 11 -
Both traditional financial institutions and neobanks — including NorthOne, Novo and BMO Harris Bank — are developing technology to meet the needs of younger small-business owners.
By Miriam CrossJanuary 7 -
Banks and credit unions that cater to members of the armed forces are partnering with fintechs or patenting their own tools to help users convert currency, borrow money and handle financial matters in environments with unreliable internet service.
By Miriam CrossJanuary 5



















