
Paul Davis
Founder, Bank SlatePaul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.

Paul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.
The proposed merger of two family-owned institutions would create a $5 billion-asset bank in Texas.
Organizers of Community Bank of the Carolinas in Winston-Salem have raised $13.6 million. The group has to bring in at least $25 million.
Northern Oak Wealth Management is a registered investment adviser with $800 million in assets under management.
Examiners could have done more to minimize the brunt to the Deposit Insurance Fund from Washington Federal Bank for Savings, which hid fraudulent loans and will cost the fund more than $80 million, according to a report from the Treasury’s inspector general.
Blake Edwards Jr. will take the helm at the parent of Skyline National Bank when J. Allan Funk retires next month.
The Virginia company said that Carolina State Bank is on pace to open later this month.
The Mississippi company will pay $86 million for seven branches with $318 million in deposits.
Big banks and fintechs are aggressively adding digital capabilities to process applications quickly, creating a sense of urgency for community banks.
The $263 million portfolio has been covered by a loss-share agreement since an investor group bought the failed BankUnited in 2009.
The Missouri company will pay $213 million for the largest bank in Los Alamos, N.M.
Orange County Bancorp has identified two neighboring counties for expansion.
Brad Hanson has been with the South Dakota company since founding its payment services division in 2004.
The $45 million purchase will provide Peoples with eight branches and $244 million in deposits.
ATBancorp had an unusual footprint that included a small bank and a number of fee-based businesses. But it had to slim down before it could find a buyer.
Orrstown will pay $59 million in cash and stock to gain seven branches and $409 million in deposits.
A shifting C&I landscape, heated competition for deposits and red flags in consumer lending also took center stage in often testy exchanges between bankers and analysts on quarterly earnings calls.
The company said it is trying to improve shareholder returns as rising rates cut into its net interest margin.
The North Carolina company reported slightly lower costs and a stable net interest margin in the third quarter.
The company will pay $42 million for Oak Park River Forest Bancshares.
Many community banks face the same challenges that drove AJS Bancorp to become a seller, but few if any would go to the lengths that it did to seek a buyer.