Opinions

The method is still based on paper money, but the model includes steps that get consumers ready to adopt e-commerce. Given the region's smartphone penetration, that's an inevitability.

Regardless of what happens with the politically uncertain consumer bureau, consumer data access is an example of a CFPB issue that is apolitical.

The breaches at large retailers and other companies are continuing, making it time to fully embrace a new authentication method.

In markets such as Africa there's a huge market for mobile payments, but a regulatory environment that has not caught up

While the true impacts of the United Kingdom's departure from the European Union are still unknown, there are a number of factors that will pressure payments innovation.

The wave of new technology for CFOs should include easier invoicing and a user experience that resembles consumer e-commerce.

It should surprise no one that the cybersecurity rules regulators are drafting are simplistic and written in one size to fit all.

As payments become "invisible," easier execution will also make transactions more safe and power marketing programs

The Office of the Comptroller of the Currency could make the Community Reinvestment Act’s spirit relevant in a digital age so long as it builds the right framework for chartered fintech companies.

The PSD2 rules go into effect in 2018, providing a new opportunity for financial technology companies to compete with banks. But there's also an opportunity for banks.