BankThink

I read Jim Blaine's November article on "copping a plea on the corporates" with interest and amusement. While I often agree with Jim and would never criticize his credit union-loving heart, in this case I don't agree with his conclusion that he "couldn't read the writing on the wall" with respect to the corporate system debacle.

The Washington Post's 2,342-word opus on Ginnie Mae's ongoing relationship with problem lenders doesn't contain any startling revelations, but it does make a valid point.

This week, the Institute of International Finance, a group of the world’s leading financial services firms, offered a peek at their ongoing reform efforts. As you’d expect from a body with over 375 members headquartered in 70-plus countries, it’s a slow, gradual process.

We recently got caught up with "The Card Game," a new Frontline documentary about how the credit card industry has changed over the past year – and how those changes have affected consumers.

The SEC's case against three former New Century execs undermines the oversimplified -- and overstated -- notion that lenders who sell their production have no stake in the performance of the loans.

Neel Kashkari may have escaped to the woods of California, but that hasn’t spared him a vicious skewering by the Huffington Post.

Edward Pinto has more to say about the shortcomings of the Treasury’s Home Affordable Modification Program.

You should be reading this while wondering if it isn't time to have the wings adjusted in your flying car, debating over the dinner you'll be having delivered via a tube to your home, and curious over why those obsolete C, X and Q keys are still on your keyboard.

How a credit union addresses change can say a lot about its success. Are you like the kid who says, "That new rule makes the game better," or the one who throws the ball away and sulks home? Can you turn a challenge into an opportunity?

I am writing in response to the editorial by Raul Pickett, CEO of El Futuro Credit Union-"CRA Debate Could Be A True Test of CU Philosophy In Action."