BankThink

People should have the option of having their rent and utilities payment history reported to credit bureaus in order to build up their credit history.

The central bank massively increased the money supply during the pandemic. We paid the price with high interest rates throttling the real estate industry.

The risk of harm to users' financial health is much greater with direct-to-consumer advances than it is from earned wage access programs.

Who controls the administrative agenda is the most important outcome of the election for banks. But the road to controlling that agenda runs through the Senate, where the political dynamics are considerably different than at the top of the ticket.

Zeke Faux, a Bloomberg journalist, describes his two-year odyssey to better understand cryptocurrencies in his book "Number Go Up." His work proves to be an entertaining deep dive into an industry riddled with scams.

Organizations that emphasize not just coaching but the importance of remaining coachable, tend to develop more talented and engaged teams.

The neobank doubled its membership to five million consumers and hired 200 people last year. Founder and CEO Renaud Laplanche explains how it fared during a time when many fintechs struggled.

The recent leadership turmoil at OpenAI underscored the importance of the due diligence banks must conduct before working with a generative artificial intelligence vendor.

Financial services companies are still in the early days of utilizing artificial intelligence, meaning they must closely examine any partnership with a third party. This includes demanding evidence to back up any performance claims these outside companies make.

The Center for Responsible Lending calls for states to continue to police high-cost lenders rather than facilitating their growth.