BankThink

In the era of shadow banking, regulators should focus not on which asset management firms to regulate, but on which asset management activities.

The Interest-Rate Crystal Ball; Citi Exodus; Argentine Debt Drama

The health care payments industry is growing at a rapid pace; however, $0.25 to $0.40 of every health care dollar is spent on administrative costs. These costs are only poised to increase as changes due to reform and consumerism continue to reshape the industry, impacting the way many providers do business.

Aging board members and bank executives can pose a threat to successful strategic planning, which requires the ability to think decades into the future.

Identifying which borrowers are likely to repay short-term, small-dollar loans could help lower costs for both consumers and the financial services industry.

Morgan Stanley M&A Drama; Don't Cry for Argentina Creditors

The widely repeated narrative about AIG ignores or downplays a critical aspect of its downfall—the insurer’s securities lending program run for the benefit of its regulated life insurance subsidiaries.

The city of Richmond, Calif., wants to team up with another municipality to implement its plan to use eminent domain to seize underwater mortgages. There have been no takers to date. The likely reasons are the FHFA and the continuing threat of litigation.

Capital One in Hot Water Over Bank Account Denials

A recap of the informed opinions (and the discussions they generated) on BankThink this week.