Commercial Banking News, Strategy & Risk Analysis
American Banker's commercial banking coverage explores how banks serve middle-market and corporate clients, focusing on issues such as interest-rate volatility, regulatory pressure, and intensifying competition for deposits and credit relationships. This section focuses on balance-sheet strategy, commercial lending, treasury and cash management, risk governance, and the technologies reshaping relationship banking.
Learn how institutions are recalibrating growth expectations, managing credit exposure, and using payments and treasury capabilities to deepen client relationships while preserving profitability.
Commercial banking is under structural pressure from higher funding costs, uneven loan demand, and increased supervisory scrutiny. Banks are being forced to prioritize relationship depth, disciplined credit selection, and non-interest income generation rather than balance-sheet expansion alone.
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The decline in net interest income was among the reasons year-over-year profits at the U.S. operations fell for the first time since 2012.
February 27
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As the COVID-19 virus spreads globally, many U.S. financial institutions are said to be taking steps to protect employees and minimize disruption. But only a handful are sharing specifics, to avoid contributing to any public panic.
February 26
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The proposal is the fourth piece of legislation unveiled this week to tweak the Federal Credit Union Act.
February 26
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With its expenses soaring, the Toronto company has taken a $250 million restructuring charge to cover severance from staff reductions.
February 26
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Regions, Citizens, BMO and others are adopting principles IBM unveiled at Davos.
February 21
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The bank still plans to open branches on the West Coast even as it trims its overall U.S. footprint by 30%.
February 18
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A Denver company says that the $410 billion-asset bank used its confidential information to create a copycat product and poach its customers. PNC is contesting the allegations.
February 17
