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The $4.7 billion-asset company and certain investors are planning to raise up to $230 million through an initial public offering.

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Merchants Bancorp in Hillsboro, Ohio, has agreed to buy certain assets and assume certain liabilities of a DCB Financial (DCBF) branch.

Torrington Savings Bank of Connecticut has hired a replacement for its retiring chief executive.

Some banks will be leery about originating loans to the self-employed because they can't document their ability to repay, but others insist that such loans, even outside of QM, are too lucrative to ignore.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Consumer Financial Protection Bureau will soon begin looking beyond the rollout of new mortgage regulations this month to other markets. American Banker's Rachel Witkowski, who covers the CFPB, offers insights into where the agency is headed and when.

Two private banks in Georgia skillfully used a state process meant to protect the interests of everyday investors to hasten consideration of their merger application. Some other states have similar laws.

CEO Dan Rollins has faced external pressure to trim expenses. Eliminating overlap with Ouachita Bancshares, his first acquisition since joining BancorpSouth, could help him do that.

The Dallas company would is seeking to buy the remaining shares in SWS Group that it does not already own.

National Capital Bank of Washington has named Robert Comstock, its legal counsel, as its chief executive. He succeeded Richard Didden Sr., who recently died.

Blackhawk Bancorp (BWHB) in Beloit, Wis., announced several executive changes.

Four Oaks Fincorp (FOFN) in Four Oaks, N.C., and its bank have agreed to pay $1.2 million to settle claims they ignored warning signs of a scheme to defraud customers.

Old National Bancorp says it learned its lesson from the recent defection of some important lenders from a bank it agreed to buy last fall, and it incorporated those in structuring its deal announced this week for United Bancorp.

The qualified-mortgage rule, reduced refi activity and ongoing commoditization are forcing smaller institutions to take a hard look at exiting the mortgage origination business.

Royal Bank of Scotland Group PLC would be open to takeover offers for its U.S. subsidiary as it prepares the division for an initial public offering this year, the unit's chief executive officer said.

Legacy Bank of Florida in Boca Raton has raised more than $6.7 million from a common stock offering.

Community banks should let big banks take the lead on technology R&D, learn to quickly copy the best of what they come up with and outdo them on customer service, say executives of Rockville Bank, including its new virtual banking chief, Donna Patel.

If regulators want to limit the damage in Main Street communities, they should completely exempt Trups CDOs from the Volcker Rule. This would avoid needless writedowns without putting Main Street communities at financial risk.