The biggest U.S. mortgage lenders, whose first-quarter earnings were buoyed by gains on home loan refinancings, are raking in more profits as record-low interest rates and government efforts prolong the boom.

Small Sacrifices app encourages customers to channel coffee and cigarette buying habits into savings goals.

Seacoast Commerce Bank (SCCB) said Thursday that it opened a second branch in the San Diego area and relocated its headquarters to that new branch.

Bank of America and Citigroup will be joining some of their largest competitors in offering customers simpler checking account disclosures, the banks confirmed Thursday.

Silicon Valley Bank in Santa Clara, Calif., has opened a new back office facility in Tempe, Ariz., that it says will eventually house nearly 500 employees.

There are legitimate reasons to want to wind down Fannie Mae and Freddie Mac. Unfortunately, we haven't stopped talking about the specious ones.

Montgomery County, Maryland, has picked five community banks to receive $10 million in county deposits. But the banks must make twice that amount in commercial loans to local businesses.

Jerome Byers, Citigroup's new head of small business banking, discusses priorities for the unit and his own past as a small-business owner.

The Federal Reserve Board terminated written agreements with bank companies in Minnesota and Oregon and entered into a new one with a Maryland company.

The biggest U.S. mortgage lenders — such as Wells Fargo and JPMorgan Chase, whose first-quarter earnings were buoyed by gains on home-loan refinancings — are raking in more profits as record-low interest rates and government efforts prolong the boom.

Two more banks are seeking to deregister their common stock following the passage of the Jumpstart Our Business Startups Act, citing potential savings on compliance costs.

The Twitter account @NeedADebitCard calls attention to people who inexplicably decide to broadcast their debit account details in online photos.

Not adjustable rate, variable rate. Unlike the ARMs we know here in the U.S., Canada's VRMs solve the vexing trade-off between monthly payment risk and interest rate risk. The product deserves a close look here south of the border.

Fair Credit Reporting Act and Telephone Consumer Protection Act lawsuits year-to-date are both tracking well ahead of last year's pace, according to data gathered from U.S. district courts. Fair Debt Collection Practices Act cases are slightly down from last year's record pace.

The Federal Trade Commission stopped two operations that deceived consumers looking for help handling their debts, including one firm that tricked people by impersonating federal government agencies.

The U.S. island territory is on the verge of having only six banks left, but executives there welcome consolidation and appear more open to change than their mainland peers.

JPMorgan Chase (JPM) said that an unauthorized party gained access to business data belonging to customers of its accounts-payable service but that it has not detected a theft or wrongful use of the data.

JPMorgan Chase & Co. (JPM) is being investigated over potential power-market manipulation that inflated payments for electricity, according to the U.S. Federal Energy Regulatory Commission.

In a recent survey conducted by the American Customer Satisfaction Index, only one bank — Bank of America (BAC) — was ranked among the top 15 most-hated companies and, for the second straight year, no banks ranked among the top 10.

Collection agency DP and Associates has agreed with the West Virginia attorney general's office to return $1.7 million in refunds and cancelled debts to consumers in the state, West Virginia officials announced Tuesday.