In retail banking, we look for trends: the branch of the future; the winning mobile banking platform; prepaid cards. It's harmless fun.

U.S. banks have seen delinquency rates declining for credit card borrowers in recent months, but a growing number of bankers believe that trend is going to change.

Hypercom USA announced Friday that it has changed its corporate name to Equinox Payments LLC.

The Senate Banking Committee is expected to vote next week on the nomination of Richard Corday to be the first director of the Consumer Financial Protection Bureau.

Fifth Third officials and debt-busting radio personality Dave Ramsey talk about how they scoped each other out before working together to teach kids how to dodge financial trouble.

Rock-bottom mortgage rates appear to be starting to pay off for Fannie Mae.

Codorus Valley Bancorp in York, Pa., repurchased a warrant to buy more than 260,000 it issued to the Treasury Department in 2009 as part of its participation in the Trouble Asset Relief Program.

Bond investors are turning against Ally Financial Inc., the auto and home lender majority-owned by the U.S. government, as mounting mortgage liabilities threaten its turnaround plan.

After six years in London running Barclays PLC's U.K. branch network, Deanna Oppenheimer is planning to return to the United States.

Banco Santander SA Chairman Emilio Botin on Friday declared a moratorium on big acquisitions.

Japan's Financial Services Agency is nearing completion of an investigation into the local arm of U.S. financial giant Citigroup Inc. on suspicion of lax compliance, with questions remaining over anti-money laundering controls, and will likely issue sanctions as early as next month, people familiar with the matter said Friday.

PORTLAND, Ore. – cPort CU has purchased the site of an original Arby's restaurant on Forest Avenue and will renovate it into a branch.

Nine major servicers regulated by the Office of the Comptroller of the Currency completed 180,000 foreclosure actions in the second quarter, but these firms are still managing roughly 1.3 million borrowers who are going through the foreclosure process.

It appears that rock bottom mortgage rates have yet to cure the housing industry's woes.

The Consumer Financial Protection Bureau is applauding the Treasury Department for guidance it issued Thursday that would help members of the military avoid foreclosure.

Summit Financial Group Inc. in Moorefield, W. Va., said Thursday that it would extend the subscription period for its current stock offering, marking the second time it has pushed back the deadline.

The Durbin Amendment on debit interchange has been cited as reason for banks to shutter branches. Still, some observers believe it is one of many factors, if not the scapegoat, for closures that were necessary regardless of regulatory change.

Is Bank of America charging for debit cards because it is shortsighted or because it is too bloated to compete against smaller institutions for consumer accounts?

NEW YORK — The Federal Deposit Insurance Corp. plans to issue an enforcement action against Discover Financial Services over the credit-card lender's marketing of fee-based products, the company said in a regulatory filing Wednesday after market close.

JPMorgan Chase & Co. has hired former Sears Financial Services executive Susan Ehrlich as its senior vice president of next generation payments.