Lydian Private Bank's failure proved to skeptics that the private banking model is a toxic mix for banks.

ACI Worldwide is increasing the cash portion of its unsolicited offer to buy S1 in light of recent stock market volatility, and as the two companies continue to squabble over competing acquisition proposals.

On Thursday, the Fed published written agreements struck earlier this month with the $119 million-asset Texas Bancshares Inc. in Snyder, Texas, and the $169 million-asset Flagship Financial Group Inc. in Eden Prairie, Minn.

A move toward EMV in the U.S. has not dissuaded the European startup from offering an iPad-compatible mobile card reader in the States that will accept magnetic stripe cards for payment.

Broadway Financial in Los Angeles is planning to close two of its five branches as part of a broader plan to trim overhead and preserve capital.

Steve Jobs' resignation as Apple Computer's chief executive may prove a mixed bag—but a critically important one—for banks.

ALEXANDRIA, Va. – NCUA approved a deal allowing a federal credit union to form a CUSO to buy its office building, then lease back a majority of the facility to the credit union while leasing the rest to outside entities.

The largest state organization of real estate professionals in the country has urged the mortgage community to improve the short-sale process, suggesting, among other things that they set realistic time frames in which to make their decisions and then stick to them.

Capital One Financial Corp. is the latest bank to roll out yet another rewards card for affluent customers this summer, but its version has some unusual strings attached.

Charles Taylor, the OCC's new deputy head of capital policy, comes from the Pew Project on Financial Reform, which has pushed for interventionist regulation of the sort the agency usually opposes.

The debit card likely will not go the way of the paper check, its role is rapidly transforming, and its days as a single-purpose product are looking increasingly numbered.

Home prices retreated 5.9% in the second quarter from a year earlier, the biggest drop since 2009, as foreclosures added to inventories.

Canada has shut the door on attempts by the country's chartered banks to enter the auto leasing business, says the association representing car dealers.

Ag banks and superregionals will be on the rise, many community banks and branches will have disappeared, and three mini-financial crises will have occurred, a roundtable of experts said when asked to predict banking in 2036.

The industry's criticism of the agency does not apply when it comes to nonbank supervision.

Small banks continued to withdraw credit from small businesses in the second quarter, but data indicates that large banks opened up the spigot on small business credit cards.

Prepaid company NetSpend, which has struggled to grow since its successful IPO last year, is being increasingly talked about as an acquisition target.

It seems everyone in community banking knows the model needs to evolve, but few have any great ideas on how to do it. One thing does seem certain: standing still is not an option.

City Holding Co. in Charleston, W.Va., said Tuesday that it has agreed to pay $3 million to settle a class-action suit in which depositors accused the $2.7 billion-asset company of improperly assessing overdraft fees.

First BanCorp's bid to raise more than $560 million of fresh capital hit a snag this week after the San Juan, P.R., company failed to obtain enough shareholder votes to proceed with its plan to issue 150 million of new shares.