Checking accounts have long been the core product for bank customers. Times may be changing. The newest banking regulations are pushing banks toward charging fees for services that used to be free and cutting rewards programs in order to recoup their losses.

Credit card debt among consumers with at least one account dropped 15% nationally in February to $7,168, with every state lowering its credit card debt, according to CreditKarma.com, a San Francisco-based company that tracks credit scores and household debt.

The head of California United Bank in Encino, David Rainer, was appointed to the board of the Federal Reserve Bank of San Francisco, California United announced Thursday.

Financial Institutions Inc. in Warsaw, N.Y., plans to raise $40 million of fresh capital through a public stock offering.

Illinois regulators are swinging their hammers again, but this time, their targets are better equipped to take the blow.

The interchange provision included in the Dodd-Frank Act that theoretically acts as an exemption is an illusion. It will not work and cannot be made to work.

Large banks' overall funding advantage continued to drift down through the fourth quarter, but some of the narrowing could reflect lagged repricing in small banks’ time deposit portfolios.

If you are a business owner you know that you sometimes have customers that owe you money and you may struggle with trying to collect that money.

While most lending sectors are still struggling to recover from the financial crisis, regulators are turning a nervous eye to one area that is thriving: agricultural lending.

While the GSEs have become struggling entities in conservatorship with a doubtful future, the structure of the secondary mortgage market remains significant, especially for community banks.

ST. PETERSBURG, Fla. – PSCU Financial Services said yesterday it has joined NCR and First Data Corp. to offer ATM hardware purchase, leasing options and maintenance services to its 1,500 credit unions.

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Chippewa Eagle Federal Credit Union, serving members and employees of the Saginaw Chippewa Tribe, opened Monday.

Despite rising credit costs, Roma Financial Corp.'s fourth-quarter earnings, $100,000 a year earlier, rose to $1.2 million.

Once an aspiring acquirer, Florida Bank Group Inc. in Tampa is now under a Federal Reserve enforcement action.

As loan demand continues to weaken for community banks, third parties are stepping forward, pitching services aimed at connecting banks with prospective borrowers.

Acting Comptroller of the Currency John Walsh warned Tuesday that a Federal Reserve Board proposal to limit debit interchange fees could hurt banks of all sizes.

For the 11th consecutive year, identity theft topped the Federal Trade Commission's annual list of consumer complaints. Debt collection ranked second in 2010.

Iberiabank Corp. in Lafayette, La., is consolidating various outsourced debit card processing functions with products from Fiserv Inc.

Community Bancorp LLC of Houston has completed its acquisition of Cadence Financial Corp. of Starkville, Miss., with a $144 million investment, the companies announced Monday.