PEORIA, Ill. – CEFCU has rolled out its own payday loan product, a 31-day loan at 18%. Members can borrow up to $500 four times a year, with no credit check and instant approval, with CEFCU’s Quick Advance. Members have up to 31 days to repay. Interest on a $350 Quick Advance for 31 days is $5.35. That compares to $51.07 of fees and interest charges on the average payday loan of $350 in Illinois.
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From shopping for better interest rates to tax strategy to cash flow, financial planners can play a vital role in helping clients prepare to take out a mortgage.
