CU Self Assessment Quiz

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Your credit union may be a good match for a loan participation if you agree with one or more of the following statements.

Having money to lend to members, when they need it, is important to my CU.

agree disagree not sure

Being able to offer more loans enables my CU to deepen its member relationships.

agree disagree not sure

My CU has many long-term, low-rate mortgage loans (or commercial real estate loans) currently on its books. Selling some of those off would be advantageous.

agree disagree not sure

My credit union often experiences cyclical cash "crunches," and share account balances are very volatile.

agree disagree not sure

In general, my credit union does not like to borrow.

agree disagree not sure

My credit union is interested in minimizing its interest-rate risk and credit risk.

agree disagree not sure

My credit union could offer more types of loans, including commercial real estate loans, but we have hit our regulatory maximum.

agree disagree not sure

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