ANAHEIM, Calif. — According to two CEOs — Shruti Miyashiro and Eric Bruen — who said they interviewed more than 20 examiners, the following are upcoming "hot topics" when exams occur:
• Concentration risk.
• Liquidity sources
• Foreclosure policies
• SAFE Act and licensing policies
• Consumer protection
• Credit risk (ensuring robust policies are in place that are consistent with complexity); ensuring strong quality control environment; ensuring staff experience and credibility; ensuring portfolio analysis and ongoing due-diligence, and strategic integration.
