Mitek Launches Mobile Check Enrollment

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SAN DIEGO – Mitek Systems, which makes a popular mobile banking solution, has rolled out an application for mobile payments companies which it says offers consumers a convenient way to enroll their checking accounts.

Mitek said its Mobile ACH Enrollment solution allows mobile-payment companies to help consumers enroll their checking accounts as funding sources for mobile payments with a “Point, Shoot, Enrolled” solution, which requires only that consumers snap photos of blank checks with their smart phone cameras. Mitek’s application then captures all the information needed for enrolling their accounts.

Consumers connect their checking accounts to their mobile-payment solutions by typing in a complex set of numbers shown on their checks via their smart phone keypads. These strings of numbers often confuse and frustrate consumers to the point that they either abandon their attempted mobile transactions or enter the digits incorrectly. By having consumers snap photos of their checks, Mitek said its patented technology eliminates confusion and frustration by capturing and passing on all relevant checking account information that the payment company needs to connect its payment solution to consumers’ checking accounts.

Mitek said Mobile ACH Enrollment joins the company’s flagship Mobile Deposit, Mobile Photo Bill Pay and Mobile Receipt applications, which all benefit from Mitek’s patented ability to securely and accurately detect, capture, analyze, enhance and process digital information gathered via a smart phone camera.


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