Star One CU Pilots Jack Henry’s Visa-Branded Chip Signature Cards

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SUNNYVALE, Calif. – Star One CU is the first credit union to introduce a Visa-branded EMV (Europay, MasterCard, and Visa) chip-and-signature card provided by Jack Henry & Associates’ JHA Payment Processing Solution.

These cards, which have gained wide acceptance outside the U.S., contain an embedded microchip that provides enhanced fraud protection.

Credit unions serving cardholders who live or travel abroad are the primary market for the EMV chip-and-signature cards. JHA said these cardholders will benefit from reduced card-present fraud as well as greater convenience and merchant acceptance.

The cards also have a magnetic stripe, enabling their use at any traditional card reader in the U.S. The EMV standard was created to define the functional requirements for both chip card and chip-reading terminals. These standards help ensure global interoperability and enhanced security.


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