The 2006 Credit Union Journal Buyer's Guide

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ALM

McGuire Performance Solutions, Inc.

Linda Peck, Chief Operating Officer

7430 E. Butherus Drive, Suite E

Scottsdale, AZ 85260

480-556-6771

480-556-6772

www.mpsaz.com

info mpsaz.com

MPS services include deposit supply and pricing analyses, ALM model verifications, core deposit behavior and value measurement, and core deposit intangibles and premium values estimates.

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Profitstar Inc.

Martin Webster, Vice President,

Marketing and Sales

2110 Papillion Parkway, Suite 110

Omaha, NE 68164

(800) 356-9099

(402) 431-8822

www.profitstar.com

marketing profitstar.com

Association

NACHA - The Electronic Payments Association

13665 Dulles Technology Drive,

Suite 300

Herndon, VA 20171

703-561-1100

703-787-0996

ATM Remarketers

ACG atm-remarketers

Woody Alderman, President

5010 McGinnis Ferry Rd.

Alpharetta, GA 30005

770-442-9800

770-442-9945

woody@atm-remarketers.com

www.ACG.us.com

ATM Supplies/Services/Solutions

ASKAMI

Sandy Eckert, President

P.O. Box 40455

Indianapolis, IN 46240

(800) 872-0991

(317) 566-0882

www.askami.com

sandy askami.com

Integrate Your Marketing Message at the ATM! Printing for ATM & Kiosk Media; Quote, Order Paper & Printing Online from an Industry Leader; OEM Quality.

ATM Services, LLC

Ruby Elizabeth Steppe, Partner

1902 West Sunset Drive, Suite 100

Orange, TX 77631

(800) 756-2515

(409) 886-4272

resteppe atm-services.biz

Block and Company, Inc.

1111 Wheeling Road

Wheeling, IL 60090

(800) 323-7556

(800) 435-5707

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Metavante Corporation

4900 West Brown Deer Road

Milwaukee, WI 53223

800-822-6758

414-362-1719

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

ATM Surrounds/Kiosks/Signage

Heritage Industries

Steve Lutt, Sales Manager

P.O. Box 37

Wayne, NE 68787

(402) 375-4770

(402) 375-4711

www.heritageind.com

sales heritageind.com

Heritage Industries, is the World Leader in ATM Kiosks, Lighted Sign Canopies, Surrounds, Toppers, Panels and Backdrops for drive-up and walk-up ATM installations. Let Heritage create a consistent professional image for you that will enhance your ATM transaction volume. Heritage Authorized Dealers provide personal, professional service throughout the United States.

ATM/EFT Networks

CO-OP Network

Annette Bowlick, AVP,

Business Development

3500 Porsche Way, #300

Ontario, CA 91764

(800) 782-9042

(909) 941-0979

www.co-opnetwork.org

annette.bowlick co-opnetwork.org

CO-OP Network, the No. 1 credit union processor and EFT Network in the nation, is wholly-owned by its credit union members and provides volume discounts on its five product lines and services - ATM and PIN POS, Signature Debit, Shared Branching, Risk Management and Online Services.

Credit Union 24 ATM & POS Network

Mary Warren, VP,

Marketing & Product Development

2252 Killearn Center Boulevard,

Suite 300

Tallahassee, FL 32309

(850) 701-2824

(850) 701-2424

www.cu24.com

mary.warren cu24.com

Fastbank

225 West Station Square Drive,

Suite 620

Pittsburgh, PA 15219

(800) 343-7064

(412) 552-2290

NYCE Corporation

Joe Makarewicz, VP Sales

400 Plaza Drive - Second Floor

Secaucus, NJ 07094

201-865-9000

201-330-3374

www.nyce.net

sales nyce.net

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Audit

Nearman, Maynard, Vallez,

CPAs & Consultants, P.A.

205 Brandywine Boulevard, Suite 100

Fayetteville, GA 30214

(800) 288-0293

(770) 719-1888

Auto Finance/Auto Leasing

Enterprise Car Sales

Brooke Gilchrist,

National Marketing Manager

600 Corporate Park Drive

St. Louis, MO 63105

314-512-4181

314-512-4451

www.enterprise.com/perfectpartnership

bgilchrist erac.com

Bank Signs

Directional Systems

4045 Westbury Ridge Drive

Erie, PA 16506

(877) 827-8296

(814) 835-3520

Directional Systems is a national distributor of LED, neon and incandescent signs & signals for the credit union industry.

Banking Supplies & Equipment

Block and Company, Inc.

1111 Wheeling Road

Wheeling, IL 60090

(800) 323-7556

(800) 435-5707

Optimum System Products, Inc.

John Martin

5061 Freeway Drive East

Columbus, OH 43229

(800) 869-0632

(614) 885-4454

www.optimumsystem.com

jmartin optimumsystem.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Biometrics

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Business Analytics and Intelligence

Harland Financial Solutions

5000 Franklin Drive

Pleasanton, CA 94588

800-365-3356

925-463-0394

www.harlandfinancialsolutions.com

The ULTRADATA(r) System's integrated Business Analytics and Intelligence tools extract key data from a variety of sources to provide strategic information for intelligent business decisions.

Business Lending - Deposit Documentation Solutions

Bankers Systems, Inc.

Sue Pogatschnik, Market Segment Manager

6815 Saukview Drive

St. Cloud, MN 56302

(800) 397-2341

(320) 251-8110

www.bankerssystems.com

pr bankerssystems.com

Business Loan Origination/Services

Harland Financial Solutions

400 SW 6th Avenue, Suite 200

Portland, OR 97204

800-274-7280

503-274-7294

www.harlandfinancialsolutions.com

Laser Pro(r) Business Loan Origination and Servicing solutions offer federal and 50-state document compliance for the lending process from application through closing.

Call Center

eFunds Corporation

8501 North Scottsdale Road,

Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Harland Financial Solutions

8555 Gander Creek Drive

Miamisburg, OH 45342

877-677-2335

937-435-4088

www.harlandfinancialsolutions.com

Lending Solutions, Inc.

2200 Point Boulevard

Elgin, IL 60123

(888) LSI-NLPC

(847) 844-2300

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard,

Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

Collections

eFunds Corporation

8501 North Scottsdale Road,

Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

IBS

Sara V. Byfield, Sales & Marketing

(603) 526-4358 Ext. 280

www.ibshome.com

sales ibshome.com

IBS has premier debt management

system for Credit Unions since 1989. IBS software is user-configurable interfacing to ANY system. Many core host partnerships, best people.

TriSyn Group

Sally Love, Marketing Manager

105 Decker Court, Suite 925

Irving, TX 75062

(866) 767-3658

(214) 492-5439

www.trisyngroup.com

contact.us trisyngroup.com

Compensation

D. Hilton Associates

John Andrews,

Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367 0433 Ext. 124

www.dhilton.com

Compliance

Bankers Systems, Inc.

Sue Pogatschnik,

Market Segment Manager

6815 Saukview Drive

St. Cloud, MN 56302

(800) 397-2341

(320) 251-8110

www.bankerssystems.com

pr bankerssystems.com

Computer Hardware

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Consulting

Advanced Financial Solutions (AFS), a Metavante company

Jeff Vetterick, VP of Marketing

1200 Sovereign Row

Oklahoma City, OK 73108

(405) 787-1800

(782) 787-8833

www.afsimage.com

jvetterick afsimage.com

Ceto and Associates

3325 Paddocks Parkway, Suite 215

Suwanee, GA 30024

678-297-1151

678-297-1127

Ceto takes a comprehensive approach to identify opportunities for your financial institution to increase revenue across all areas of your organization. Turnkey solutions include increasing fee income, decreasing non-interest earning reserve requirements, and optimizing vault cash. Ceto Services over 800 clients nationwide, all of whom are experiencing an increase in profitability, some by more than 15% annually.

Cornerstone Advisors, Inc.

Scott Sommer, President & CEO

4725 N. Scottsdale Rd., Ste. 250

Scottsdale, AZ 85251

480-423-2030

480-481-6076

Backed by over a decade of experience working with hundreds of financial institutions, Cornerstone Advisors specialists provide farreaching, unmatched consulting services. The Cornerstone team publishes industry-renowned GonzoBanker, authored The Cornerstone Report: Benchmarks and Best Practices for Mid-Size Banks, and regularly contributes expertise to the CU community through CUES Tech Port.

D. Hilton Associates

David Hilton, President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367-0433 Ext. 122

www.dhilton.com

First Annapolis Consulting, Inc.

900 Elkridge Landing Road, Suite 400

Linthicum, MD 21090

(410) 855-8500

(410) 855-8599

John M. Floyd & Associates (JMFA)

Steve Swanston,

Executive Vice President of Sales

125 North Burnet Drive

Baytown, TX 77520

(800) 809-2307

(281) 424-8864

www.JMFA.com

steve.swanston jmfa.com

John M. Floyd & Associates (JMFA) is a leading provider of overdraft privilege programs serving more than 1,850 financial institutions in 49 states and Latin America. JMFA is also nationally recognized for training, account acquisition, earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.

Core Processing

AFTECH - Another Fiserv Connection

Dick McConnell, Director of Marketing

375 Technology Drive

Malvern, PA 19355

(610) 993-8000

(610) 993-9444

www.aftech.com

dick.mcconnell aftech.fiserv.com

CU*Answers

Scott Page, Executive Vice President

6000 28th Street Southeast, Suite 100

Grand Rapids, MI 49546

(800) 327-3478

(616) 285-5711

www.cuanswers.com

spage cuanswers.com

CU*Answers is a credit-union owned CUSO, providing solutions to credit unions nationwide; its flagship CU*BASE Data Processing system - available in ASP and in-house environments, Image Check Processing, Direct Deposit, and Internet Services. CU*Answers provides expertise on implementing technical solutions and is a leader in helping credit unions form strategic alliances.

CUSA Technologies

Derek Vest, Vice President, Marketing

4897 Lake Park Boulevard, Suite 200

Salt Lake City, UT 84120

801-902-7760

801-902-7770

www.cusa.com/info/index1

info cusa.com

Enhanced Software Products, Inc. (ESP)

Matt Lefler, Sales Manager

1811 North Hutchinson Road

Spokane, WA 99212

(800) 456-5750

(509) 534-9229

www.espsolution.net

sales espsolution.net

FedComp, Inc.

Derrick Smith, President

10300 Eaton Place, Suite 330

Fairfax, VA 22030

(800) 733-3266

(703) 383-3220

www.FedComp.com

Solutions FedComp.com

Fidelity Information Services

Dennis Holland, Marketing Director

601 South Lake Destiny Drive,

Suite 300

Maitland, FL 32751

(877) 482-8786

(407) 875-1181

www.fidelityifs.com

ifs.info fnf.com

With four decades of experience serving the credit union market and a proven suite of capabilities, including our industry-leading core processing solutions, MISER(r) and MercuryTM, Fidelity Information Services serves more than 500 credit unions throughout North America, helping each to increase efficiencies, grow market share and fortify member relationships.

Harland Financial Solutions

5000 Franklin Drive

Pleasanton, CA 94588

800-365-3356

925-463-0394

www.harlandfinancialsolutions.com

The ULTRADATA(r) System provides in-house and service bureau core technology solutions to leading credit unions nationwide.

CuServtm Evolution provides in-house and ASP technology solutions to smaller credit unions.

IntegraSys

Jeff Givens, SVP Sales

2601 Network Boulevard - Suite 600

Frisco, TX 75034

888-287-3371

469-287-3609

integrasys.fiserv.com

jeff.givens integrasys.fiserv.com

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Open Solutions SOSYSTEMS

720 East Timpanogos Parkway

Orem, UT 84097

(801) 222-0200

(801) 222-0250

Summit Information Systems

Dave Pumper, Marketing

4500 SW Research Way

Corvallis, OR 97333

800-937-7500

541-758-8438

www.summitsite.com

dave.pumper summit.fiserv.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Core Processing - Resource Management

Summit Information Systems

Dave Pumper, Marketing

4500 SW Research Way

Corvallis, OR 97333

800-937-7500

541-758-8438

www.summitsite.com

dave.pumper summit.fiserv.com

Corporate Credit Union

Empire Corporate

Jackie Carlson, VP,

Corporate Sales

1021 Waterviliet-Shaker Road

Albany, NY 12205

(800) 253-0053

(518) 292-3755

www.empirecorp.org

jmcarlson empirecorp.org

Empire Corporate Federal Credit Union, with a national field-of-membership, offers a full line of products and services including investments, lending, payment systems, correspondent services and e-commerce solutions. Also, through its three Credit Union Service Organizations (CUSOs), it offers broker/dealer services, asset/liability management (ALM), and business lending and deposit solutions.

Mid-Atlantic Corporate Credit Union

Leigh Philibosian,

Vice President, Marketing

1201 Fulling Mill Road

Middletown, PA 17057

(800) 622-7494

(717) 985-3435

www.midatlanticcorp.org

lphilibo midatlanticcorp.org

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

WESCORP

924 Overland Court

San Dimas, CA 91773

(800) 442-4366

(909) 592-4545

Credit Reports/Credit Scoring

Fair Isaac Corporation

901 Marquette Avenue, Suite 3200

Minneapolis, MN 55402

800-999-2955

415-492-5691

Credit Risk Management

Moody's KMV

405 Howard Street

San Francisco, CA 94105

Phone: 415-874-6400

Fax: 415-874-6799

www.moodyskmv.com

info mkmv.com

Currency Counters/Sorters

Billcon Corporation of America

Contact: Junko Kanda,

Customer Service Manager

2808 Oregon Court, Unit K-5

Torrance, CA 90503

Phone: (310) 328-1775

Toll-free: (877) 466-6416

Fax: (310) 328-1889

www.billcon.com

info billcon.com

Customer/Member Relationship Management

BALANCE

Jeannine Moore, Vice President of Marketing and Business Development

150 Post Street - 7th Floor

San Francisco, CA 94108

800-808-4327

415-732-7474

www.balancepro.org

jmoore balancepro.org

BALANCE partners with credit unions nationwide to reduce losses, strengthen member relationships, and support specialized outreach, housing, and business development initiatives through proactive financial education and counseling services. The partnership also provides a much-needed money management component to salary advance or overdraft privilege programs.

Harland Financial Solutions

605 Crescent Executive Court,

Suite 600

Lake Mary, FL 32746

800-989-9009

407-829-6712

www.harlandfinancialsolutions.com

The Touch?(r) Customer Relationship Management Solution provides a single control point for all member contacts and sales and marketing campaigns.

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard,

Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Data Processing

Galaxy Plus Credit Union Systems

Dick Edred, Vice President-Sales

5600 Crooks Road, Suite 101

Troy, MI 48098

(800) 876-9000 Ext. 395

(248) 828-4357

www.galaxyplus.com

deldred galaxyplus.com

GalaxyPlus provides data processing solutions to nearly 350 credit unions nationwide, offering the best in products, features and functionality, and helping provide your members the personal service they deserve. Our solutions include:Home Banking, Electronic Bill Payment, Check Imaging E-Statements, Call Center, Paperless Receipts, Negative Overdrafting, NetChat.

Debit/Credit Cards

Certegy Card Services

11601 Roosevelt Boulevard, NT-57

St. Petersburg, FL 33716

(866) 507-9600 Ext. 78100

(727) 227-8094

www.certegy.com

card.sales.support certegy.com

From basic transaction processing, to complete, turnkey packages that cover card products, enhancements, marketing, prepaid debit, online banking, and bill payment? We do it All!

Elan Financial Services

225 West Station Square Drive,

Suite 620

Pittsburgh, PA 15219

(800) 343-7064

(412) 552-2290

Metavante Corporation

4900 West Brown Deer Road

Milwaukee, WI 53223

800-822-6758

414-362-1719

PSCU Financial Services, Inc.

Tom Beatty,

Marketing Services Manager

560 Carillon Parkway

St. Petersburg, FL 33716

(800) 443-7728

(727) 561-7869

www.pscufs.com

tbeatty pscufs.com

PSCU Financial Services is cooperatively owned by over 500 member credit unions representing over 8.5 million cardholder accounts and 280,000 bill payment subscribers across the nation. We provide our member-owners high quality debit, ATM and credit card solutions, bill payment technology, consulting services, as well as world-class 24x7 Contact Center operations.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

The Members Group

Chris Gunnare, Vice President of Account Management

1500 NW 118th Street

Des Moines, IA 50325

800-268-1884 Ext. 7991

515-457-5259

www.TheMembersGroupCards.com

ChrisG TheMembersGroup.com

The Members Group provides advanced credit, debit and ATM card processing technologies in partnership with FDR. Our custom tailored solutions flexibly integrate card information with other credit union applications to better serve your members' needs.

TNB Card Services

K. Glen Lee,

1st Sr. VP/Sales Manager

4455 LBJ Freeway

Dallas, TX 75244

(800) 422-0733

(972) 391-6760

www.tnbcard.com

glen.lee tnbcard.com

Credit union-owned, TNB Card

Services provides full service credit card processing, agent issuing,

integrated signature and PIN debit processing, and ATM terminal driving.

Document Imaging

Reed Data, Inc.

Bret Weekes, President/CEO

380 East Main Street, Suite 100

Midway, UT 84049

800-425-7766

801-657-2989

www.reeddata.com

info reeddata.com

Document Management/Imaging

Bluepoint Solutions, Inc.

John San Filippo, VP, Marketing & Business Development

1221 Liberty Way

Vista, CA 92081

(888) 332-7052

(760) 410-9010

www.bluepointsolutions.com

info bluepointsolutions.com

Bluepoint Solutions is the only document management provider that:

* Is focused exclusively on credit unions

* Adheres to industry-standard best practices, including the elimination of centralized capture

* Provides a member-centric architecture that makes the system highly scalable.

The result is a product suite that reduces expenses, increases productivity, and improves member service. In short, Bluepoint Solutions turns document management from an operations project to a truly strategic initiative. Bluepoint Soluitons is also the only vendor that offers a full Check 21 upgrade path from branch capture to teller capture to integrated transaction control to enterprise-wide document management.

e-Business/e-Commerce

Member Services

Joey Goodson & Marie Glines,

Senior Account Manager

4897 Lake Park Boulevard,

Suite 200

Salt Lake City, UT 84120

(800) 825-2872

(801) 902-7762

www.servingmembers.com/info/index2

info servingmembers.com

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

PSCU Financial Services, Inc.

Tom Beatty,

Marketing Services Manager

560 Carillon Parkway

St. Petersburg, FL 33716

(800) 443-7728

(727) 561-7869

www.pscufs.com

tbeatty pscufs.com

PSCU Financial Services is cooperatively owned by over 500 member credit unions representing over 8.5 million cardholder accounts and 280,000 bill payment subscribers across the nation. We provide our member-owners high quality debit, ATM and credit card solutions, bill payment technology, consulting services, as well as world-class 24x7 Contact Center operations.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Education/Training

CUES

Teresa Brogan,

Marketing Administrative Assistant

P.O. Box 14167

Madison, WI 53708-0167

(608) 271-2664

(608) 271-2303

www.cues.org

cues cues.org

D. Hilton Associates

John Andrews,

Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367 0433 Ext. 124

www.dhilton.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Electronic Document Management

Harland Financial Solutions

5000 Franklin Drive

Pleasanton, CA 94588

800-365-3356

925-463-0394

www.harlandfinancialsolutions.com

The ULTRADATA(r) System?s integrated Electronic Document Management solutions help save time and reduce hard copy storage costs by supporting a paperless environment while adding to member convenience.

Electronic Payments & Risk Management

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Employee Benefits

D. Hilton Associates

Debra J. Hilton,

Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367-0433 Ext. 121

www.dhilton.com

Employee Incentive Compensation

Strategix Performance, Inc.

Deborah Cataldo, Sr. Vice President

600 Anton Boulevard, Suite 1100

Costa Mesa, CA 92626

801-363-7267

801-363-7269

eStatements

DigitalMailer, Inc.

220 Spring Street, Suite 200

Herndon, VA 20170

(866) 994-4900

(866) 847-7005

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Facilities & Design

DEI Incorporated

Cynthia Grow, Visioneer & VP,

Creativity & Imagineering Division

1550 Kemper Meadow Drive

Cincinnati, OH 45240

(513) 699-4704

(513) 825-1947

www.dei-corp.com

tlinton dei-corp.com

DEI Incorporated is an international design/build firm that lives up to its name - dedication, ethics, & innovation! We create sales environments by incorporating all aspects of facility planning, as well as exceed in retail concepts that create a positive impact on your bottom line. We talk return on investment!

Howe Construction, Inc.

Stan Howe, President

27-B Oak Street

Roswell, GA 30075

(770) 643-0650

(770) 645-8348

www.howeconstruction.com

stan howeconstruction.com

North American Buildings, Inc.

1999 North Amidon, Suite 224

Wichita, KS 67203

(888) 800-8866

(316) 821-9597

PWCampbell

Jim G. Caliendo, President/

Chief Operating Officer

109 Zeta Drive

Pittsburgh, PA 15238

(412) 963-0100

(412) 963-0200

www.pwcampbell.com

jim.caliendo pwcampbell.com

Founded in 1910, PWCampbell is widely respected as a leading provider of quality planning, design and construction services for the credit union industry. The PWCampbell Complete Facility SolutionTM services include: strategic facility planning, space planning, market/demographic research, site selection/evaluation, feasibility studies, merchandising/retail branding, architecture, and construction management.

Fraud Detection

Advanced Financial Solutions (AFS),

a Metavante company

Jeff Vetterick, VP of Marketing

1200 Sovereign Row

Oklahoma City, OK 73108

(405) 787-1800

(782) 787-8833

www.afsimage.com

jvetterick afsimage.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Human Resource Consultants

LifeThrive Performance Systems Inc.

Beth Berry, Sr. Vice President

55645 Buckeye Road, Suite 1

Mishawaka, IN 46545

877-584-7483

574-257-1898

www.lifethrive.com

beth lifethrive.com

LifeThrive specializes in Human

Capital Management. The secret to effective HCM is hiring, training and motivating the right employees. We simplify the process with position benchmarking and behavioral based hiring and training. Our method utilizes cutting edge science, cost effective materials and a commitment to results.

Indirect Lending

Teledata Communications, Inc. (TCI)

William S. Nass, President

100 Engineers Road, Suite 200

Hauppauge, NY 11788

(631) 231-6700

(631) 404-4299

www.tcicredit.com

bnass tcicredit.com

TCI's DecisionLender, a browser-based loan origination software solution, automates the indirect and direct lending process. DecisionLender interfaces with auto portals (DealerTrack, RouteOne) and your core processing system. Because DecisionLender is browser-based, the loan application can be accessed by all of your sales finance outlets (auto, RV, boat, motorcycle).

Information Security

Digital Defense, Inc.

1711 Citadel Plaza

San Antonio, TX 78209

888-273-1412

210-822-9216

Perimeter Internetworking

Kathleen Roberge, SVP,

Business Development

440 Wheelers Farms Road

Milford, CT 06460

(800) 234-2175

(203) 878-1284

www.perimeterusa.com

info perimeterusa.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Information Security Consulting

Pivot Group

Kristen Zarcadoolas,

Director of Sales and Marketing

5555 Glenridge Connector, Suite 200

Atlanta, GA 30342

(404) 419-2160

(404) 419-2161

www.pivotgroup.net

kristenz pivotgroup.net

Insurance - Credit

Creditor Resources, Inc.

Robin Jones, Director,

Marketing and Training

400 Galleria Parkway, Suite 1000

Atlanta, GA 30339

800-521-1670

678-402-2112

www.creditorresources.com

rjones aegonusa.com

Insurance - Force Placed

State National Companies

8200 Anderson Boulevard

Fort Worth, TX 76120

(800) 877-4567

(817) 861-1051

Western Reliance

Mike Kehoe, President

P.O. Box 80959

Portland, OR 97280

(800) 932-0989

(503) 294-0263

www.westernreliance.com

info westernreliance.com

Insurance Services

Allied Solutions

2805 North Dallas Parkway,

Third Floor

Plano, TX 75093

(800) 497-4357

(469) 467-3299

InterContinental Warranty Services, Inc.

Sandra L. Torres, Vice President,

Sales and Marketing

600 West Hillsboro Boulevard, Suite 250

Deerfield Beach, FL 33441

(800) 333-3028

(954) 698-0488

www.iwsgroup.com

storres iwsgroup.com

IWS has secured its position as a leader in the automobile extended warranty market by providing a diversity of first-class Vehicle Service Agreement (VSA) plans to credit unions across the nation. We are the source of protection from future major repairs and peace of mind for members nationwide. IWS has paid over $103 million in claims to credit union members. Credit unions are trained and serviced by Acount Executives who are Certified Professional Sales Consultants. These facts and more make the difference between IWS and the competition.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Western Reliance

Mike Kehoe, President

P.O. Box 80959

Portland, OR 97280

(800) 932-0989

(503) 294-0263

www.westernreliance.com

info westernreliance.com

Interactive Voice Response

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Vysym Corporation

Charles E. DeWitt, Director of Sales

PO Box 51660

Irvine, CA 92619

800-825-4493

949-452-0845

www.vysym.com

charles.dewitt vysym.com

Internet Service Providers/Developers

D. Hilton Associates

David Hilton, President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367-0433 Ext. 122

www.dhilton.com

Investments - CU Portfolios

TNB Card Services

K. Glen Lee, 1st Sr. VP/Sales Manager

4455 LBJ Freeway

Dallas, TX 75244

(800) 422-0733

(972) 391-6760

www.tnbcard.com

glen.lee tnbcard.com

Credit union-owned, TNB Card

Services provides full service credit card processing, agent issuing,

integrated signature and PIN debit processing, and ATM terminal driving.

Investments - Members

LPL Financial Services

James Norwood, Senior VP,

Financial Institution Services

9785 Towne Centre Drive

San Diego, CA 92121

800-450-9606

858-554-1136

www.lpl.com

james.norwood lpl.com

ShareBuilder Corporation

David Lawrence, Executive Director, Strategic Partnerships

1445 120th Avenue NE

Bellevue, WA 98005

408-988-4464

425-451-4449

www.sharebuilder.com

davidl sharebuilder.com

Loan Origination/Services

CENTRIX Financial, LLC

Kurt Minott,

Business Development Representative

6782 South Potomac Street

Denver, CO 80112

(877) 500-4646

(303) 391-3663

www.CENTRIXfinancial.com

pmp CENTRIXfinancial.com

IA Systems, Inc.

Penny Perkins, Marketing Manager

500 New Karner Road

Albany, NY 12205

(800) 803-7554

(518) 862-9079

www.iasystems.com

info iasystems.com

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Loan Tracking Services

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Management Recruiting

D. Hilton Associates

Debra J. Hilton,

Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367-0433 Ext. 121

www.dhilton.com

Market Research

D. Hilton Associates

John Andrews,

Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367 0433 Ext. 124

www.dhilton.com

Marketing Services

Aubrey & Associates

Bill Bagnall, Partner

225 South Harbor Boulevard

Anaheim, CA 92835

(800) 440-6243

(714) 917-1445

www.aubreyco.com

bbagnall aubreyco.com

Bennett Marketing Group

740 Woodland Drive

Saline, MI 48176

(734) 944-2209

(734) 944-2504

D. Hilton Associates

David Hilton, President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367-0433 Ext. 122

www.dhilton.com

Data Based Marketing

Dave Dawson, Owner

3442 Empresa, Suite A

San Luis Obispo, CA 93401

(805) 545-5460

(805) 545-5465

www.dbmkt.com

dave dbmkt.com

The intelligent way to get better results. Serving credit unions since 1985. Advertising, consulting, market research, data mining, planning conference facilitation.

NAFCU Services Corporation

Keith Nolan, President & CEO

3138 North 10th Street

Arlington, VA 20120

(800) 336-4644

(703) 522-2734

www.nafcu.org/nsc

knolan nafcu.org

NAFCU Services Corporation(NSC), a wholly owned subsidiary of NAFCU since 1975, selectivity partners with the credit union industry's premier providers under NSC's "Preferred Partner Program". The products delivered through these unique partnerships are provided to the credit union industry with discounted affinity agreements on behalf of NAFCU member credit unions. Learn about the benefits and discounts NSC Preferred Partners provide to credit unions and their members by visiting our website at www.nafcu.org/nsc or contact NSC President and CEO Keith Nolan at knolan nafcu.org.

LemmonTree Enterprises, Inc.

Nicolette Lemmon, President

3010 South Priest Drive, Suite 101

Tempe, AZ 85282

(480) 967-1405

(480) 967-1407

www.lemmontree.com

7solutions lemmontree.com

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard,

Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

PSB, The Marketing SuperSource

Melodee Miller,

Business Development Manager

26012 Atlantic Ocean

Lake Forest, CA 92630

(949) 465-0772

(949) 465-0777

www.psbonline.com

meloldeem psbonline.com

PSB, The Marketing SuperSource(r) provides quality design, creative,

electronic media production, printing, and mailing...all produced in one place. And PSB's 3-tiered service model offers complete custom, semi-custom, and pre-designed creative approaches with quality solutions for a wide range of budgets, objectives and timelines. The online design studio "FastTrack" includes over 300 pre-designed, ready-to-go concepts. This "studio" offers 24/7 access to concepts and designs, with copy modification, secure data upload, and fast-turnaround production. Color layout proofs are returned in 24 hours. With PSB handling your marketing, your are assured of the best in quality, speed, and value.

Rockett Advertising

Anita Rockett Pussman, Owner

4110 Rio Bravo, Suite 203

El Paso, TX 79902

(877) 977-9947

(915) 577-9558

www.rockettadvertising.com

anita rockettadvertising.com

MCIF/Business Intelligence

D. Hilton Associates

John Andrews,

Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367 0433 Ext. 124

www.dhilton.com

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard,

Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Raddon Financial Group

Dan McGowan, Marketing Director

1 South 660 Midwest Road, Suite 200

Oakbrook Terrace, IL 60181

(800) 827-3500

(630) 792-8700

www.raddon.com

dmcgowan raddon.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Mergers

D. Hilton Associates

David Hilton, President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367-0433 Ext. 122

www.dhilton.com

Mortgage Loan Origination and Production

Harland Financial Solutions

11980 NE 24th Street

Bellevue, WA 98005

800-569-3344

425-827-0927

www.harlandfinancialsolutions.com

INTERLINQ(r) Mortgage Origination, Production and Servicing solutions

provide everything to manage the mortgage lending lifecycle.

Mortgage/Services

Cenlar FSB

David J. Miller, Jr.,

Senior Vice President

425 Phillips Boulevard

Ewing, NJ 08618

(888) SUBSERVE

(609) 538-4024

www.cenlar.com

marketing cenlar.com

Cenlar FSB is a wholesale bank specializing in mortgage and HELOC subservicing. Our customized private label programs deliver quality service and value-added solutions to improve your portfolio performance.

Dovenmuehle Mortgage, Inc.

David Allison,

Senior Vice President

1501 Woodfield Rd.

Schaumburg, IL 60173

(847) 330-8023

(847) 330-8013

www.dovenmuehle.com

david.Allison dmicorp.com

Dovenmuehle provides private label subservicing with branch payment processing and on-line access by your members and staff to all mortgage loan information.

Fieldstone Mortgage Company

Linda Soikowski,

Business Development Manager

1010 South 336th Street, Suite 202

Federal Way, WA 98003

(877) 867-9371

(253) 835-4470

www.callfieldstone.com/partners

lsoikowski fmcc.com

Mortgage Software

Dynatek - Mortgage Software Solutions

17488 Laurel Park Drive N

Livonia, MI 48152

800-462-5545

734-462-4859

FICS

Barry C. Malone, VP Sales

14285 Midway Road, Suite 200

Addison, TX 75001

(972) 458-8583

(972) 458-0863

www.LoanWare.com

fics loanware.com

Network/Gateway Services

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Network Security Consulting

Digital Defense, Inc.

1711 Citadel Plaza

San Antonio, TX 78209

888-273-1412

210-822-9216

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Online Banking Provider

Digital Insight, Corp.

Lois Koch, Vice President,

Sales Support

26025 Mureau Road

Calabasas,, CA 91302

(888) 344-4674

(818) 878-7555

www.digitalinsight.com

sales.operations digitalinsight.com

Digital Insight(r) Corporation is the leading online banking provider for financial institutions. Through its comprehensive portfolio of Internet-based financial products and services built upon the company?s unique architecture, Digital Insight enables banks and credit unions to become the trusted transaction hub for their retail and commercial customers. Digital Insight offers consumer and business Internet banking, online lending, electronic bill payment and presentment, check imaging, account-to account transfers, Website development and hosting and marketing programs designed to help increase online banking end user growth and more. Each Digital Insight product and service reinforces the strength of its financial institution clients.

Overdraft Privilege Service Program

Strunk & Associates, L.P.

Marc Paine, Senior Vice President

14614 Falling Creek Drive,

Suite 110

Houston, TX 77068

(800) 728-3116

(281) 440-1499

www.strunklp.com

information strunklp.com

In business since 1976, Strunk & Associates, L.P. is a financial advisory service recognized nationally for its innovative design, development, and implementation of the original "Overdraft Privilege Service" Program. Strunk & Associates, L.P. currently has well over 1,100 verifiable Overdraft Privilege Service clients in 47 states and the Carribbean.

Predictive Dialer

IAT

Keith Van Ness,

Financial Sales Manager

1100 East 6600 South, Suite 300

Salt Lake City, UT 84121

(800) 574-8801

(801) 265-8880

www.iat-cti.com

keith iat-cti.com

Referral Tracking

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard, Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

Remote Deposit Capture

Advanced Financial Solutions (AFS), a Metavante company

Jeff Vetterick, VP of Marketing

1200 Sovereign Row

Oklahoma City, OK 73108

(405) 787-1800

(782) 787-8833

www.afsimage.com

jvetterick afsimage.com

Risk Management

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Fair Isaac Corporation

901 Marquette Avenue, Suite 3200

Minneapolis, MN 55402

800-999-2955

415-492-5691

Sales Culture Development

D. Hilton Associates

John Andrews, Executive Vice President

9450 Grogan's Mill Road, Ste. 200

The Woodlands, TX 77380

(800) 367 0433 Ext. 124

www.dhilton.com

InterContinental Warranty Services, Inc.

Sandra L. Torres,

Vice President Sales and Marketing

600 West Hillsboro Boulevard, Suite 250

Deerfield Beach, FL 33441

(800) 333-3028

(954) 698-0488

www.iwsgroup.com

storres iwsgroup.com

IWS provides credit unions with the best Vehicle Service Agreements (VSA) in the automobile extended warranty market. We are the source of protection from future major repairs and peace of mind for members nationwide. IWS has paid over $103 million in claims to credit union members.

Credit unions are trained and serviced by Account Executives who are

Certified Professional Sales Consultants. Through these Account Executives, IWS offers a revolutionary approach to product and a new initiative, Value Based Training. This training is cutomized to an organization's specific objectives. With forward thinking and an unending commitment to helping management reach its highest potential, IWS sets a superior standard of excellence in training, establishing itself as the standard. These facts and more make the difference between IWS and the competition.

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard, Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

Security Systems & Software

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Interlink Electronic, Inc.

Karie Miller, Inside Sales Manager

546 Flynn Road

Camarillo, CA 93012

805-484-8855

805-484-8380

www.integrisign.com

kmiller interlinkelec.com

Parabit Systems, Inc.

One Shore Road

Glenwood Landing, NY 11547

516-759-0300

516-759-0200

Self-Service Lobby Coin Counters

SCAN COIN North America, Inc.

Per Lundin, EVP/COO

20145 Ashbrook Place, Suite 110

Ashburn, VA 20147

(800) 336-3311

(703) 729-8606

www.scancoin-usa.com

inquiry scancoin-usa.com

Service Bureau - Core Processing

CUSA Technologies

Derek Vest, Vice President, Marketing

4897 Lake Park Boulevard, Suite 200

Salt Lake City, UT 84120

801-902-7760

801-902-7770

www.cusa.com/info/index2

info cusa.com

FedComp, Inc.

Derrick Smith, President

10300 Eaton Place, Suite 330

Fairfax, VA 20187

(800) 733-3266

(703) 383-3220

www.FedComp.com

Solutions FedComp.com

Leading provider of turnkey Service Bureau AND In-House core processing and Internet Services. See Also www.VirtualCU.net

Harland Financial Solutions

13300 Hickam Road

Clive, IA 50325

866-875-0974

515-226-7929

www.harlandfinancialsolutions.com

The ULTRADATA(r) System provides in-house and service bureau core technology solutions to leading credit unions nationwide. CuServtm Evolution provides in-house and ASP technology solutions to smaller credit unions.

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Summit Information Systems

Dave Pumper, Marketing

4500 SW Research Way

Corvallis, OR 97333

800-937-7500

541-758-8438

www.summitsite.com

dave.pumper summit.fiserv.com

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

USERS Incorporated

Stacey Motznik, Director of Marketing

1250 Drummers Lane

Valley Forge, PA 19482

(800) 523-7282

(610) 293-4488

www.users.com

info users.com

Service Quality

Support Financial Resources

830 East Franklin Street

Centerville, OH 45459

(800) 444-5465

(937) 434-9562

Share Draft - Imaging

Advanced Financial Solutions (AFS), a Metavante company

Jeff Vetterick, VP of Marketing

1200 Sovereign Row

Oklahoma City, OK 73108

(405) 787-1800

(782) 787-8833

www.afsimage.com

jvetterick afsimage.com

Share Drafts - Imaging Exchange

The Endpoint Exchange Network,

a Metavante company

Jeff Veterick, VP of Marketing

4100 Perimeter Center Drive, Suite 160

Oklahoma City, OK 73112

(405) 782-1454

(405) 787-8833

www.endpointexchange.com

jvetterick endpointexchange.com

Share Drafts - Processing

Advanced Financial Solutions (AFS), a Metavante company

Jeff Vetterick, VP of Marketing

1200 Sovereign Row

Oklahoma City, OK 73108

(405) 787-1800

(782) 787-8833

www.afsimage.com

jvetterick afsimage.com

VSoft Corporation

6455 East Johns Crossing, Suite 450

Duluth, GA 30097

(770) 840-0097

(770) 840-0727

Shared Branching

CUSC

Craig Beach,

VP Marketing/Business Development

1845 Satellite Boulevard, Suite 300

Duluth, GA 30097

(678) 812-1300

(678) 812-1301

www.cusc.net

craig.beach cusc.net

Financial Service Centers

Cooperative, Inc.

Gail Picken,

National Sales Director

924 Overland Court, Suite 220

San Dimas, CA 91773

(888) 372-2669

(909) 394-3521

www.fscc.com

gpicken fscc.com

FSCC is an international shared branching network with over 1,700 branches, a Call Center, VPN connection and Stand-in capabilities. Financially sound and focused on expansion, FSCC represents credit unions with over $90 billion in assets and over 9 million members.

FSCC possesses the expertise to assist your credit unions.

Software - Consulting

i-flex solutions

Sajal Mukherjee,

VP(Sales-North America)

99 Park Avenue, Suite 1530

New York, NY 10016

(646) 619-5300

(212) 430-5808

www.iflexsolutions.com

sajal.mukherjee iflexsolutions.com

i-flex solutions (Reuters: IFLX.BO & IFLX.NS) is a world leader in providing IT solutions to the financial services industry. i-flex has serviced over 540 customers in more than 110 countries. The i-flex Consulting and Systems

Integration group offers an end-to-end consulting partnership. It provides comprehensive business and technology solutions that enable financial services enterprises to create new business models, enhance competitive advantage in the digital market place and implement efficient ways to transact business. It provides business and IT strategy consulting, business and technology consulting, process and quality consulting, and Systems Integration and Program Management services.

Software - Core Processing

CUSA Technologies

Derek Vest, Vice President, Marketing

4897 Lake Park Boulevard, Suite 200

Salt Lake City, UT 84120

801-902-7760

801-902-7770

www.cusa.com/info/index3

info cusa.com

Harland Financial Solutions

5000 Franklin Drive

Pleasanton, CA 94588

800-365-3356

925-463-0394

www.harlandfinancialsolutions.com

The ULTRADATA(r) System provides in-house and service bureau core technology solutions to leading credit unions nationwide.

CuServTM Evolution provides in-house and ASP technology solutions to smaller credit unions.

i-flex solutions

Sajal Mukherjee,

VP (Sales-North America)

99 Park Avenue, Suite 1530

New York, NY 10016

(646) 619-5300

(212) 430-5808

www.iflexsolutions.com

sajal.mukherjee iflexsolutions.com

i-flex solutions (Reuters: IFLX.BO & IFLX.NS) is a world leader in providing IT solutions to the financial service industry. i-flex has serviced over 540 customers in more than 110 countries. i-flex's range of products and customized services enable financial institutions to cut costs, respond rapidly to market needs, enhance customer service levels and mitigate risk. i-flex's portfolio of offerings comprise FLEXCUBE, a complete product suite for retail consumer, corporate, investment and internet banking, asset management and investor servicing. Since its launch in 1997, more than 225 financial institutions in more than 90 countries have preferred FLEXCUBE. FLEXCUBE has been ranked the world's #1 selling banking solution for three consecutive years, 2002, 2003 and 2004, by the UK-based International Banking Systems (IBS)

Mendocino Software

Kenny Lopez, Sales Director

47001 Benicia Street

Fremont, CA 94538

(510) 226-4700

(510) 661-6719

www.mendocinosoft.com

info mendocinosoft.com

Mendocino Software provides rapid application recovery solutions for the credit union market. RealTime is built on a foundation of continous data protection (CDP) technology and provides the ability to restore an application environment to any previous point in time, offering the fastest solution available for restoring deleted files or recovering applications that have been affected by viruses, hackers or some other form of data corruption. RealTime provides this protection for application environments without imposing "backup windows" on protected applications. RealTime is currently used by a number of referenceable credit unions to protect core processing and other critical applications.

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

XP Systems

Steve Jost, Vice President

Business Development

Moorpark, CA 93021

(800) 231-8129

(805) 532-9137

www.xpsystems.com

steve.jost xpsystems.com

Software - Database/Data Warehousing

Marquis Software Solutions, Inc.

1820 Preston Park Boulevard,

Suite 2500

Plano, TX 75093

(800) 365-4274

(469) 241-9545

Software - Electronic Funds Transfer/ATM

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

FutureSoft, Inc.

Jeffrey Ondich, U.S. Sales Executive

1550 Georgetown Road

Hudson, OH 44236

(330) 650-5400

(330) 650-5420

www.futuresoftusa.com

fs futuresoftusa.com

FutureSoft's Windows-based suite of products lets financial institutions create their own network of financial services for driving ATM's and POS devices.

INTERPRO Technology, Inc.

1214 North Main Street, Suite B

Rochester, MI 48307

(248) 650-8695

(248) 650-8097

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Software - Internet/PC Banking

Harland Financial Solutions

5000 Franklin Drive

Pleasanton, CA 94588

800-365-3356

925-463-0394

www.harlandfinancialsolutions.com

The ULTRADATA System's integrated Electronic Banking Solutions allow members to choose when, where and how they bank in real-time to meet their need for 24-hour convenience and credit union?s goals of cost-effective delivery services.

Online Resources Corporation

Daniel Ritten, Senior VP,

Sales and Distribution

4795 Meadow Wood Lane

Chantilly, VA 20151

(703) 653-3100

(703) 653-3105

www.orcc.com

sales orcc.com

Leading outsourcer of proprietary Internet account presentation, payments, relationship management and professional services, which are branded to its more than 700 client banks, credit unions, card issuers and payment acquirers. Online Resources (Nasdaq: ORCC) serves over three million consumer end-users and processes over $12 billion in payments annually.

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Software - Lending

Bankers Systems, Inc.

Sue Pogatschnik,

Market Segment Manager

6815 Saukview Drive

St. Cloud, MN 56302

(800) 397-2341

(320) 251-8110

www.bankerssystems.com

pr bankerssystems.com

Covarity

Judith Robbins, Account Executive

2329 Beatrice North East

Grand Rapids, MI 49505

616-581-9490

519-749-9424

www.covarity.com

jrobbins covarity.com

FICS

Barry C. Malone, VP Sales

14285 Midway Road, Suite 200

Addison, TX 75001

(972) 458-8583

(972) 458-0863

www.LoanWare.com

fics loanware.com

First American CMSI

Nancy L. Weil, Sr. VP, Marketing

8671 Robert Fulton Drive, Suite B

Columbia, MD 21046

(410) 953-6464

(410) 953-6466

www.cmsinc.com

info cmsinc.com

LA Pro from Misys

Tommy Turner, Managing Director

229 McLaws Circle

Williamsburg, VA 23185

(800) 772-3733 Ext. 741

(757) 229-8892

www.laproiq.com

tommy.turner@misys.com

LA Pro loan servicing software from Misys. It's powerful, easy to use, flexible, scalable and affordable. LA Pro interfaces easily with other systems including loan origination and documentation systems, GL packages and most core processing systems.

Complex loan structures and flexible billing terms are no problem with LA Pro. It can service member business loans, complex commercial loans, SBA loans, student loans and real estate loans as well other typical member loans. LA Pro can also track participations and fees.

Call today for a demo and FREE trial version of LA Pro.

SuperSolutions Corporation

Paul Mattiacci, Director(Sales)

10340 Viking Drive, #150

Eden Prairie, MN 55344

(952) 942-6297

(952) 942-6451

www.supersolution.com

paul.mattiacci supersolution.com

SuperSolutions Corporation(an i-flex solutions company) is a specialized consumer lending solutions provider. Its flagship product, Daybreak, is a comprehensive consumer lending system that automates all aspects of financing from origination to servicing and collections for installment loans, consumer leases, revolving products and home equity lines of credit across a single relational database, enabling significant productivity, supporting customer service advantages and providing reduced risk. Daybreak enables lenders to achieve significant reduction in costs and improvements in productivity through its ability to manage multiple lending products.

Symitar

Karen McDonald,

Marketing Communications Manager

8975 Balboa Avenue

San Diego, CA 92123

(888) Symitar

(417) 236-8959

www.symitar.com

sales symitar.com

Solutions Consulting

Harland Financial Solutions

605 Crescent Executive Court, Suite 600

Lake Mary, FL 32746

800-989-9009

407-829-6712

www.harlandfinancialsolutions.com

The Performance Advisors solutions consulting group helps credit unions align their business strategy and operational issues when implementing new technology for higher performance and maximum return on investment.

Statement Processing

Lasertec Inc.

Bob Diroff, Sales Manager

33472 Sterling Ponds Boulevard

Sterling Heights, MI 48312

586-274-4500

586-274-4501

www.lasertecinc.com

bdiroff lasertecinc.com

Lasertec is a specialist in producing statements and self-mailing notices for financial institutions, with over 200 current customers. Lasertec utilizes data from numerous core providers, and has designed several custom reformats. We provide e-statement delivery, data storage, high-level security, the latest equipment and quality control features.

Member Services

Joey Goodson & Marie Glines,

Senior Account Manager

4897 Lake Park Boulevard, Suite 200

Salt Lake City, UT 84120

(800) 825-2872

(801) 902-7762

www.servingmembers.com/info/index1

info servingmembers.com

Surcharge-Free ATM Access

Fastbank

225 West Station Square Drive,

Suite 620

Pittsburgh, PA 15219

(800) 343-7064

(412) 552-2290

Transaction Processing

eFunds Corporation

8501 North Scottsdale Road, Suite 300

Scottsdale, AZ 85253

(888) 9-efunds

(480) 629-7701

www.efunds.com

marketing efunds.com

eFunds Corporation (NYSE: EFD) is an industry leader with 30 years expertise in electronic payments and risk management. eFunds provides electronic funds transfer (EFT) software and processing, risk management and related outsourcing solutions such as ATM outsourcing and BPO to financial service companies, EFT networks, government agencies and retailers worldwide.

Elan Financial Services

225 West Station Square Drive,

Suite 620

Pittsburgh, PA 15219

(800) 343-7064

(412) 552-2290

Open Solutions Inc.

Mickey Goldwasser, VP,

Director of Marketing

300 Winding Brook Drive

Glastonbury, CT 06033

(860) 652-3155

(860) 652-3156

www.opensolutions.com

mgoldwasser opensolutions.com

Open Solutions Inc. (NASDAQ:OPEN) provides financial institutions with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions for community financial institutions.

Visa Debit Processing Service

Diane Bailey, Markting Manager

P.O. Box 266001

Highlands Ranch, CO 80163-6001

(800) 611-1426 Ext. 7673

(303) 389-7458

www.visadps.com

dbailey visa.com

Visa Debit Processing Service provides state-of-the-art Visa debit and prepaid card processing, network gateway access, full-function ATM terminal driving and single-point connectivity for Visa deposit access products and initiatives.

Unclaimed Property Services

Fiserv

2110 Wiley Boulevard Southwest

Cedar Rapids, IA 52404

(800) 815-7134

business fiserv.com

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