Top CUs By ROAA

Credit Union City State ROAA(%) ROAA (%) Net Income Net Income Total Assets

Processing Content

2007 2006 (Loss, $000) (Loss, $000) ($000)

2007 2006

1 Second Baptist Church CU Los Angeles CA 17.36 2.78 109 16 631

2 Star CU Madison WI 16.00 27.27 4 6 25

3 Reid Temple FCU Glenn Dale MD 15.05 NA 14 NA 185

4 Mid-Town Community Develop FCU Houston TX 11.62 NA 23 1 204

5 New Bethel FCU Portsmouth VA 11.22 7.87 11 7 108

6 Varick Memorial FCU Hempstead NY 10.71 -13.74 53 -90 394

7 Home Town Community CU Smithfield VA 10.50 -4.98 169 -78 2,633

8 Union Baptist Church FCU Fort Wayne IN 10.28 NA 11 0 263

9 Tex-Mex CU Laredo TX 9.01 1.01 614 73 7,027

10 Holy Trinity Baptist FCU Philadelphia PA 7.69 0.00 1 0 14

11 SC Firefighters FCU Columbia SC 7.61 NA 176 35 3,757

12 Saint Norbert's CU Pittsburgh PA 6.69 6.16 21 17 358

13 Mississippi Central FCU Morton MS 5.97 3.88 49 29 886

14 New Rising Star FCU Detroit MI 5.81 -16.00 9 -28 148

15 Kingdom FCU Norfolk VA 5.65 4.75 36 28 670

16 Bethel GT FCU Jamaica NY 5.40 -15.47 25 -84 449

17 South Side Community FCU Chicago IL 5.27 1.72 145 39 3,485

18 Greater Centennial FCU Mount Vernon NY 5.25 4.06 17 11 347

19 Choices CU Saint Louis MO 5.24 -1.97 11 -3 241

20 United Metal Receptacle EFCU Pottsville PA 5.14 2.83 13 7 252

21 Buckbee Mears ECU Saint Paul MN 5.14 3.41 402 247 8,643

22 TBC FCU Richmond VA 5.03 4.32 9 7 174

23 Iberia Parish FCU New Iberia LA 4.96 3.28 28 18 548

24 West Texas CU El Paso TX 4.77 3.20 3,568 1,777 83,456

25 Natchez-Adams Educators CU Natchez MS 4.76 2.37 58 29 1,229

26 Hospitality Community FCU Washington DC 4.53 0.92 289 63 6,155

27 Lonza FCU Williamsport PA 4.48 15.22 40 154 911

28 NCFB CU Greensboro NC 4.33 1.19 11 3 239

29 White Rock FCU Philadelphia PA 4.31 2.65 21 13 478

30 St. Paul's Baptist FCU Richmond VA 4.25 4.32 17 15 413

31 St. Stephens of Hungary FCU New York NY 4.05 3.95 3 3 69

32 Suncomp EFCU Bristol VA 4.04 3.82 162 153 4,142

33 CCC Van Wert CU Van Wert OH 4.03 1.20 28 8 710

34 Services CU Naperville IL 4.02 6.08 8 11 209

35 Daijo FCU Los Angeles CA 4.00 1.02 110 29 2,690

36 Klann ECU Incorporated Waynesboro VA 4.00 4.23 4 6 105

37 CTA South FCU Chicago IL 3.98 5.11 35 41 880

38 Infirmary FCU Mobile AL 3.95 3.29 353 280 8,816

39 Faith Based FCU Oceanside CA 3.93 1.61 39 15 961

40 Local 355 Maryland FCU Baltimore MD 3.88 2.40 108 65 2,834

41 Skidmore Students FCU Saratoga Springs NY 3.82 4.20 5 5 137

42 Southern FCU Houston TX 3.78 4.07 1,129 1,032 32,256

43 Transit FCU Ozone Park NY 3.78 2.37 371 221 9,879

44 El Futuro CU Porterville CA 3.78 1.21 291 86 7,969

45 Latino Community CU Durham NC 3.75 1.37 1,893 472 55,650

46 Beverly Bus Garage FCU Chicago IL 3.74 3.93 142 152 3,663

47 Tucumcari Schools FCU Tucumcari NM 3.67 1.77 138 55 4,089

48 Golmar FCU Catano PR 3.61 0.45 15 2 425

49 Community United FCU Waycross GA 3.61 0.60 476 78 13,346

50 Light Commerce CU Houston TX 3.61 3.37 28 17 1,101

51 M.A.B.C. FCU Philadelphia PA 3.55 -0.68 5 -1 132

52 Nizari Progressive FCU Houston TX 3.55 2.87 1,081 815 31,993

53 Marion Memorial Hospital CU Marion IL 3.55 3.86 7 8 178

54 Union FCU Farmerville LA 3.54 3.16 50 43 1,352

55 Gary Municipal EFCU Gary IN 3.52 4.34 23 27 664

56 Neighborhood Trust FCU New York NY 3.52 1.63 261 111 7,208

57 1st Mississippi FCU Meridian MS 3.51 2.32 1,388 913 38,569

58 Paris District CU Paris TX 3.49 1.32 14 5 412

59 S I EFCU South Glens Falls NY 3.48 2.54 12 8 320

60 Mt. Airy Baptist Church FCU Washington DC 3.48 4.35 25 29 727

61 Progressive CU New York NY 3.47 4.01 11,669 12,377 344,278

62 None Suffer Lack FCU Suitland MD 3.47 4.09 464 565 12,269

63 Mount Pleasant Baptist Church FCU Alexandria VA 3.45 2.46 5 3 151

64 McLennan County EFCU Waco TX 3.43 4.79 423 539 12,738

65 St. John Self-Help FCU Reserve LA 3.43 1.56 52 24 1,515

66 First Baptist Church of Darby FCU Darby PA 3.39 3.57 2 2 59

67 Iuisthe FCU Newark NJ 3.39 3.03 4 4 123

68 Iberville FCU Plaquemine LA 3.35 3.05 199 170 5,662

69 Mount Olive Baptist Church FCU Arlington TX 3.33 4.42 41 27 1,522

70 St. Jude Fairview Medical Center FCU Montgomery AL 3.31 2.78 4 3 129

71 Jersey City Firemen FCU Jersey City NJ 3.30 2.58 251 191 7,700

72 Greensburg Community FCU Greensburg PA 3.29 2.70 86 76 2,422

73 J D M H FCU Jeannette PA 3.28 2.14 133 89 3,927

74 Paramount Baptist Church FCU Washington DC 3.28 1.85 2 1 56

75 Evanston Firemens CU Evanston IL 3.28 1.40 42 19 1,175

76 Salt Lake Regional Medical Ctr EFCU Salt Lake City UT 3.26 0.82 44 11 1,322

77 Resurrection Catholic Center CU Montgomery AL 3.26 -1.69 15 -9 427

78 Mount Zion AME Church FCU Trenton NJ 3.23 -6.25 3 -6 86

79 WV United FCU Charleston WV 3.22 2.87 321 257 11,207

80 Centra Health CU Lynchburg VA 3.22 2.42 164 122 4,772

81 SPC Brooklyn FCU Brooklyn NY 3.20 -10.92 12 -44 368

82 Kedzie Avenue Depot FCU Chicago IL 3.17 3.70 116 129 3,687

83 Public Service PD EFCU Nutley NJ 3.16 0.00 5 0 148

84 Local Union 392 FCU Cincinnati OH 3.15 -3.00 248 -251 7,789

85 St. John Tulsa FCU Tulsa OK 3.14 2.20 433 294 13,563

86 Dallas U.P. ECU Dallas TX 3.14 4.75 328 484 10,807

87 Frio County FCU Pearsall TX 3.13 3.47 88 96 2,782

88 Delpart FCU Newark DE 3.10 2.37 43 37 1,373

89 Passaic Police FCU Passaic NJ 3.08 1.30 43 14 1,725

90 Bishop De Mazenod FCU Houston TX 3.08 4.76 4 6 123

91 St. Martin De Porres Parish FCU Chicago IL 3.08 1.28 9 4 287

92 St. Stephens FCU Houston TX 3.07 2.28 34 25 1,079

93 Fort Smith Municipal EFCU Fort Smith AR 3.07 0.81 71 17 2,482

94 Menard CU Chester IL 3.07 0.00 7 0 227

95 Fort Dodge Family CU Fort Dodge IA 3.05 1.82 298 161 9,979

96 Avenue Baptist Brotherhood FCU Shreveport LA 3.04 2.03 14 9 469

97 GSI Avonmore EFCU Avonmore PA 3.04 2.33 26 22 786

98 I.L.W.U. CU Wilmington CA 3.03 1.31 2,646 1,067 90,801

99 Gary Police Department EFCU Gary IN 3.01 3.98 34 43 1,147

100 St. Michaels FCU Craig CO 3.01 0.00 18 0 585

101 East Central Mississippi CU Newton MS 3.01 1.91 179 88 6,795

102 Beckstrand & Associates CU Salt Lake City UT 3.00 8.20 46 10 2,441

103 Ray FCU Kearny AZ 2.99 2.44 130 99 4,025

104 Fairleigh Dickinson University FCU Madison NJ 2.99 0.89 376 111 11,880

105 Lincoln City CU Houston TX 2.99 -0.57 7 -1 229

106 S M H FCU Peru IL 2.97 1.84 25 16 762

107 A H E Plant No 3 FCU Winchester IN 2.93 2.90 104 110 3,430

108 Somerville Hospital EFCU Somerville MA 2.93 1.47 62 27 2,128

109 Lowell Mass Municipal EFCU Lowell MA 2.92 2.88 102 96 3,443

110 Midland Community FCU Midland TX 2.91 2.22 3,870 2,526 143,251

111 Nephi Western EFCU Nephi UT 2.90 2.87 497 497 17,222

112 Tabernacle FCU Augusta GA 2.90 1.48 4 2 138

113 SEMC FCU Edgewood KY 2.89 2.54 499 414 17,318

114 Gulf Coast Educators FCU Pasadena TX 2.88 2.19 7,188 5,240 251,439

115 New Covenant Missionary Baptist Church CU Milwaukee WI 2.88 3.24 6 6 217

116 Willis Knighton FCU Shreveport LA 2.87 2.36 458 351 16,700

117 Bethel Baptist FCU Dayton OH 2.87 1.51 7 3 285

118 Jefferson Community Development FCU Birmingham AL 2.87 0.97 41 12 1,345

119 Webcrafters Employees' CU Madison WI 2.86 2.33 56 49 1,826

120 New Haven Teachers FCU New Haven CT 2.85 2.55 265 240 8,701

121 Shelby/Bolivar County FCU Boyle MS 2.85 2.56 46 40 1,598

122 S J H EFCU Springfield IL 2.85 1.19 57 25 1,855

123 Partners FCU Anaheim CA 2.84 1.30 9,453 3,384 788,904

124 First South CU Bartlett TN 2.84 2.45 9,180 7,367 325,648

125 Bexar County Teachers FCU San Antonio TX 2.83 1.12 40 15 1,498

126 Alabama Postal CU Birmingham AL 2.82 2.45 126 109 4,559

127 Schlumberger ECU Sugar Land TX 2.80 2.60 6,439 5,260 241,325

128 Spohn Health System FCU Corpus Christi TX 2.79 1.68 260 153 10,074

129 Holy Redeemer Community of SE Wisconsin CU Milwaukee WI 2.79 3.00 32 29 1,346

130 David Horodoker FCU Westbury NY 2.78 0.00 2 0 72

131 Mountain West FCU Butte MT 2.78 3.29 116 123 4,309

132 AME Union FCU Philadelphia PA 2.78 0.00 1 0 33

133 Prime Care CU Norfolk VA 2.77 2.11 350 239 12,377

134 Valley Pride FCU Plains PA 2.76 1.56 186 101 6,674

135 Total Community Action FCU New Orleans LA 2.74 -7.69 30 -81 1,012

136 Settlers FCU Bruce Crossing MI 2.74 2.50 267 227 9,810

137 Fannie Mae FCU Washington DC 2.72 2.18 425 355 14,943

138 West Side Baptist Church FCU Saint Louis MO 2.72 1.28 7 3 257

139 Legal Community CU of Colorado Denver CO 2.71 1.78 82 49 3,200

140 R T C FCU Philadelphia PA 2.70 0.00 1 0 34

141 Ohio County Public Schools FCU Wheeling WV 2.70 2.14 98 78 3,482

142 Universal CU Independence KS 2.70 2.53 28 26 1,067

143 Grand County CU Moab UT 2.70 2.42 311 262 12,219

144 Zellco FCU Bogalusa LA 2.69 2.14 1,503 1,205 56,729

145 Fitzsimons Community FCU Aurora CO 2.69 0.20 3,826 280 149,128

146 Ampot FCU Hamilton MS 2.69 1.61 150 85 5,668

147 ACG Textile ECU Littlefield TX 2.69 0.48 31 6 1,102

148 Walker County Educators FCU Lafayette GA 2.68 2.38 157 137 5,980

149 Questa CU Questa NM 2.68 2.24 110 90 4,209

Notes: Excluded corporate CUs. Report based on form 5300 filed with NCUA. (c) 2008 The Credit Union Journal and SourceMedia, Inc. All Rights Reserved. http://www.cujournal.com http://www.sourcemedia.com


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