NEW YORK-Nine in 10 young adults say they have financial goals, but just over half say they are able to stick to a monthly budget, according to a new survey.
The survey, of adults age 19-39, also found 62% said they have thought about retirement, but 42% give themselves a D or an F when it comes to being graded on how well they are prepared for retirement.
The report was based on findings from American Savings Education Council and AARP. Other findings:
When asked to define "financial security":
* 22% of respondents said it means being able to make ends meet and not living paycheck to paycheck;
* 19% said it means having funds leftover to save for emergencies or a rainy day.
* 16%, being able to simply live comfortably.
* 15%, not having to worry about their finances.
* 13%, being able to weather hard times and deal with the unexpected.
