On a national basis, federally-insured credit unions delivered 4.0% median loan growth for the year (up from 3.8% in 2014), while median asset growth amounted to 3.3% (up from 2.0% in 2014), and median growth in shares and deposits clocked in at 3.6% (double the 1.8% figure from the prior year).
The median loan-to-share ratio was 62% at the end of the fourth quarter of 2015, up slightly from 61% a year earlier. The median total delinquency rate slipped to 0.8% from 0.9% in the year-ago period.
Washington and Alaska
Arkansas and Pennsylvania
New Hampshire and Idaho
New Jersey and Delaware
Idaho and New Hampshire
Delaware and New Jersey
Idaho and Alaska
Hawaii and Delaware
New Jersey, Delaware and Washington, D.C.
North Dakota and South Dakota
Membership Growth
Moreover, more than half (52%) of all federally insured credit unions in the country had fewer members than in the prior year reflecting the fact that membership continues to decline at smaller credit unions. About three-fourths (75%) of credit unions which lost membership last year had less than $50 million in assets.