Banks and Thrifts with the Largest Credit Card Loan Portfolios

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Banks and Thrifts with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2015. Dollars in thousands.
Published May 9, 2016

Rank   Credit card loans Total loans
and leases
Dec. 31 Year earlier Change
1 Citigroup Inc. New York $136,594,000 $140,746,000 -2.9% $640,299,000
2 JPMorgan Chase & Co. New York 121,717,000 120,326,000 1.2 850,732,000
3 Bank of America Corp. Charlotte, N.C. 99,577,000 102,344,000 -2.7 930,858,000
4 Capital One Financial Corp. McLean, Va. 90,343,670 81,023,960 11.5 230,923,889
5 American Express Co. New York 63,071,000 60,737,000 3.8 118,972,000
6 Discover Financial Services Riverwoods, Ill. 57,731,543 55,940,836 3.2 72,385,018
7 Wells Fargo & Co. San Francisco 34,039,000 31,119,000 9.4 931,918,000
8 Barclays Delaware Holdings LLC Wilmington 22,893,223 20,714,754 10.5 23,044,875
9 U.S. Bancorp Minneapolis 21,012,000 18,515,000 13.5 263,001,000
10 TD Group US Holdings LLC Wilmington, Del. 10,558,212 NA NA 134,537,456
11 First National of Nebraska Inc. Omaha 5,273,373 4,832,203 9.1 13,464,759
12 PNC Financial Services Group Inc. Pittsburgh 4,305,996 4,085,450 5.4 208,224,430
13 Fifth Third Bancorp Cincinnati 2,343,493 2,384,923 -1.7 93,484,869
14 BB&T Corp. Winston-Salem, N.C. 1,823,934 1,797,655 1.5 136,985,883
15 Citizens Financial Group Inc. Providence, R.I. 1,420,887 1,482,853 -4.2 99,384,295
16 Popular Inc. Hato Rey, Puerto Rico 1,142,000 1,155,000 -1.1 23,094,000
17 SunTrust Banks Inc. Atlanta 1,086,448 901,087 20.6 138,316,045
18 Regions Financial Corp. Birmingham, Ala. 1,075,134 1,009,295 6.5 81,610,187
19 United National Corp. Sioux Falls, S.D. 944,628 839,250 12.6 1,862,665
20 KeyCorp Cleveland 806,011 753,594 7.0 62,367,034
21 Commerce Bancshares Inc. Kansas City, Mo. 780,517 783,189 -0.3 12,445,379
22 HSBC North America Holdings Inc. New York 698,772 709,556 -1.5 98,465,206
23 BBVA Compass Bancshares Inc. Houston 627,359 630,456 -0.5 61,394,666
24 BMO Financial Corp. Wilmington, Del. 429,565 448,793 -4.3 66,787,969
25 BancWest Corp. San Francisco, 393,834 396,029 -0.6 65,246,615
26 M&T Bank Corp. Buffalo, N.Y. 386,688 353,985 9.2 87,489,499
27 Santander Holdings USA Inc. Boston 326,097 276,188 18.1 82,674,572
28 First Niagara Financial Group Inc. Buffalo, N.Y. 311,389 324,829 -4.1 24,084,757
29 First Citizens BancShares Inc. Raleigh, N.C. 309,260 297,205 4.1 20,299,756
30 Huntington Bancshares Inc. Columbus, Ohio 295,554 137,450 115.0 50,802,823
31 First BanCorp. San Juan, Puerto Rico 294,895 306,625 -3.8 9,298,965
32 UMB Financial Corp. Kansas City, Mo. 291,570 310,296 -6.0 9,431,350
33 Santander BanCorp San Juan, Puerto Rico 233,304 240,815 -3.1 4,078,954
34 FirstMerit Corp. Akron, Ohio 183,110 164,756 11.1 16,071,075
35 Zions Bancorp. Salt Lake City 180,532 166,387 8.5 40,799,422
36 Synovus Financial Corp. Columbus, Ga. 177,912 187,731 -5.2 22,519,363
37 Simmons First National Corp. Pine Bluff, Ark. 173,344 185,380 -6.5 4,949,620
38 First Horizon National Corp. Memphis, Tenn. 136,403 139,787 -2.4 17,815,158
39 Arvest Bank Group Inc. Bentonville, Ark. 119,268 187,480 -36.4 8,968,714
40 Intrust Financial Corp. Wichita, Kan. 103,024 111,665 -7.7 2,633,985
41 Associated Banc-Corp Green Bay, Wis. 96,117 92,654 3.7 18,839,258
42 BancorpSouth Inc. Tupelo, Miss. 92,793 94,742 -2.1 10,532,645
43 Hancock Holding Co. Gulfport, Miss. 89,951 76,952 16.9 15,723,761
44 Independent Bankers Financial Corp. Farmers Branch, Texas 86,000 82,734 3.9 923,143
45 FirstBank Holding Co. Lakewood, Colo. 72,019 72,211 -0.3 8,793,551
46 First Interstate BancSystem Inc. Billings, Mont. 68,107 65,467 4.0 5,244,854
47 Central Bancompany Inc. Jefferson City, Mo. 58,069 54,444 6.7 7,332,881
48 OFG Bancorp San Juan, Puerto Rico 57,904 60,899 -4.9 4,668,345
49 Bank of Hawaii Corp. Honolulu 52,049 35,053 48.5 7,886,527
50 Iberiabank Corp. Lafayette, La. 42,795 60,072 -28.8 14,493,675
51 RBC USA Holdco Corp. New York 40,969 NA NA 25,831,495
52 Trustmark Corp. Jackson, Miss. 40,026 41,347 -3.2 7,641,985
53 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 31,688 27,581 14.9 5,632,954
54 First Financial Bancorp. Cincinnati 24,440 25,586 -4.5 5,409,717
55 MB Financial Inc. Chicago 23,304 21,020 10.9 10,538,725
56 Great Western Bancorp Inc. Sioux Falls, S.D. 20,047 NA NA 7,538,016
57 BankGuam Holding Co. Hagatna 19,005 17,990 5.6 1,070,589
58 Banner Corp. Walla Walla, Wash. 17,418 14,935 16.6 7,359,216
59 S&T Bancorp Inc. Indiana, Pa. 17,071 17,896 -4.6 5,062,933
60 Pinnacle Financial Partners Inc. Nashville, Tenn. 17,065 6,126 178.6 6,591,166
61 W.T.B. Financial Corp. Spokane, Wash. 16,700 17,302 -3.5 3,556,598
62 First Bancorp Southern Pines, N.C. 16,564 12,975 27.7 2,523,726
63 Merchants Financial Group Inc. Winona, Minn. 15,789 13,882 13.7 1,255,799
64 Prosperity Bancshares Inc. Houston 13,818 14,220 -2.8 9,438,589
65 Watford City Bancshares Inc. N.D. 12,981 12,611 2.9 1,609,057
66 Johnson Financial Group Inc. Racine, Wis. 11,849 10,923 8.5 3,356,293
67 United Bankshares Inc. Charleston, W.Va. 11,653 10,437 11.7 9,394,761
68 First Security Bancorp Searcy, Ark. 11,162 11,079 0.7 2,014,092
69 Republic Bancorp Inc. Louisville, Ky. 11,068 9,575 15.6 3,331,207
70 Trinity Capital Corp. Los Alamos, N.M. 9,985 10,770 -7.3 845,841
71 Hills Bancorp. Iowa 9,817 9,866 -0.5 2,131,238
72 Farmers & Merchants Investment Inc. Lincoln, Neb. 9,694 9,283 4.4 2,687,133
73 Pinnacle Bancorp Inc. Omaha, Neb. 8,049 8,975 -10.3 6,447,563
74 Central Bancshares Inc. Lexington, Ky. 7,610 7,595 0.2 1,690,140
75 Dickinson Financial Corp. II Kansas City, Mo. 7,241 7,425 -2.5 1,090,768
76 Fishback Financial Corp. Brookings, S.D. 7,191 7,496 -4.1 1,595,989
77 Valley National Bancorp Wayne, N.J. 7,148 7,601 -6.0 16,059,489
78 German American Bancorp Inc. Jasper, Ind. 7,005 6,815 2.8 1,575,109
79 Sunflower Financial Inc. Salina, Kan. 6,849 8,760 -21.8 1,227,377
80 West Suburban Bancorp Inc. Lombard, Ill. 6,757 7,402 -8.7 1,098,101
81 MidSouth Bancorp Inc. Lafayette, La. 6,055 6,012 0.7 1,263,790
82 Fidelity BancShares N.C. Inc. Fuquay-Varina 6,046 6,209 -2.6 899,077
83 Heritage Financial Corp. Olympia, Wash. 6,022 5,358 12.4 2,409,724
84 National Bankshares Inc. Blacksburg, Va. 5,775 5,711 1.1 619,642
85 Cascade Bancorp Bend, Ore. 5,637 4,279 31.7 1,691,549
86 CNB Financial Corp. Clearfield, Pa. 5,201 5,233 -0.6 1,579,219
87 Longview Financial Corp. Texas 5,104 4,648 9.8 1,774,531
88 Emprise Financial Corp. Wichita, Kan. 5,019 4,907 2.3 1,043,723
89 American Bancor Ltd. Dickinson, N.D. 4,591 4,060 13.1 1,079,911
90 Amarillo National Bancorp Inc. Texas 4,564 6,173 -26.1 3,005,262
91 BBCN Bancorp Inc. Los Angeles 4,334 72 5,919.4 6,260,463
92 ATBancorp Dubuque, Iowa 4,310 3,937 9.5 1,146,174
93 SVB Financial Group Santa Clara, Calif. 4,235 3,473 21.9 16,857,131
94 D.L. Evans Bancorp Burley, Idaho 4,175 3,931 6.2 761,159
95 People's Utah Bancorp American Fork 4,097 4,438 -7.7 1,069,806
96 First Community Bancshares Inc. Bluefield, Va. 3,983 2,666 49.4 1,706,541
97 Town Financial Corp. Hartford City, Ind. 3,953 3,298 19.9 316,940
98 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,901 3,987 -2.2 686,516
99 ServisFirst Bancshares Inc. Birmingham, Ala. 3,811 2,365 61.1 4,224,624
100 Tampa Bay Banking Co. Tampa, Fla. 3,722 3,564 4.4 840,831
101 Community Bancshares Inc. McArthur, Ohio 3,585 3,014 18.9 609,594
102 Heartland Bancorp Inc. Bloomington, Ill. 3,568 2,947 21.1 2,013,173
103 Renasant Corp. Tupelo, Miss. 3,331 0 NA 5,638,716
104 Wilson Bank Holding Co. Lebanon, Tenn. 3,271 3,280 -0.3 1,481,249
105 1st Summit Bancorp of Johnstown Inc. Pa. 3,193 2,972 7.4 474,719
106 Heartland BancCorp Gahanna, Ohio 3,167 2,821 12.3 546,674
107 First Volunteer Corp. Chattanooga, Tenn. 3,033 2,670 13.6 665,978
108 CNB Corp. Conway, S.C. 3,006 3,084 -2.5 452,321
109 Alpine Banks of Colorado Glenwood Springs 2,983 1,969 51.5 1,811,592
110 Hometown Community Bancorp Inc. Morton, Ill. 2,919 2,998 -2.6 2,120,514
111 Clayton HC Inc. Knoxville, Tenn. 2,883 2,689 7.2 917,629
112 F.N.B. Corp. Pittsburgh 2,773 2,188 26.7 12,195,221
113 Manhattan Banking Corp. Kan. 2,732 2,192 24.6 1,179,586
114 Peoples Financial Services Corp. Scranton, Pa. 2,634 2,844 -7.4 1,340,865
115 Whitaker Bank Corp. of Kentucky Lexington 2,527 2,526 0.0 908,304
116 National Bank Holdings Corp. Greenwood Village, Colo. 2,511 3,902 -35.6 2,600,965
117 Ironhorse Financial Group Inc. Muskogee, Okla. 2,490 2,636 -5.5 992,722
118 National Bank of Indianapolis Corp. 2,489 2,544 -2.2 1,180,389
119 1867 Western Financial Corp. Stockton, Calif. 2,485 2,603 -4.5 1,517,769
120 United Bank Corp. Barnesville, Ga. 2,473 2,187 13.1 585,362
121 Assabet Valley Bancorp Hudson, Mass. 2,349 1,682 39.7 1,004,800
122 Texas Independent Bancshares Inc. Texas City 2,308 2,387 -3.3 464,661
123 North American Bancshares Inc. Sherman, Texas 2,283 2,143 6.5 1,432,143
124 NEB Corp. Fond du Lac, Wis. 2,214 2,139 3.5 1,105,081
125 SNBNY Holdings Ltd. Gibraltar, N.Y. 2,184 1,865 17.1 2,670,830
126 Hamilton State Bancshares Inc. Hoschton, Ga. 2,180 1,694 28.7 1,145,325
127 TCF Financial Corp. Wayzata, Minn. 2,150 2,667 -19.4 17,593,624
128 First NBC Bank Holding Co. New Orleans 2,142 2,015 6.3 3,605,127
129 First Bank Corp Fort Smith, Ark. 2,129 2,011 5.9 1,006,039
130 Farmers National Banc Corp. Canfield, Ohio 2,124 1,821 16.6 1,298,386
131 First Guaranty Bancshares Inc. Hammond, La. 2,094 2,155 -2.8 843,608
132 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 2,046 1,808 13.2 804,170
133 Southside Bancshares Inc. Tyler, Texas 2,001 2,036 -1.7 2,435,564
134 Kentucky Bancshares Inc. Paris 1,943 1,842 5.5 624,744
135 Blackhawk Bancorp. Inc. Milan, Ill. 1,828 1,748 4.6 476,789
136 International Bancshares Corp. Laredo, Texas 1,765 2,518 -29.9 5,950,914
137 Home Bancorp Inc. Lafayette, La. 1,724 1,705 1.1 1,231,821
138 United Financial Bancorp Inc. Glastonbury, Conn. 1,674 0 NA 4,632,348
139 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,655 1,462 13.2 865,080
140 Ambank Co. Inc. Sioux Center, Iowa 1,625 1,604 1.3 982,368
141 QCR Holdings Inc. Moline, Ill. 1,590 1,645 -3.3 1,798,023
142 Durant Bancorp Inc. Okla. 1,570 1,190 31.9 2,030,175
143 Westbrand Inc. Minot, N.D. 1,543 1,671 -7.7 585,629
144 Chemung Financial Corp. Elmira, N.Y. 1,482 1,654 -10.4 1,169,708
145 MutualFirst Financial Inc. Muncie, Ind. 1,426 1,546 -7.8 1,086,975
146 East West Bancorp Inc. Pasadena, Calif. 1,411 1,441 -2.1 23,675,685
147 American Bancorp. Inc. Sapulpa, Okla. 1,376 1,531 -10.1 397,601
148 Bear State Financial Holdings LLC Little Rock, Ark. 1,357 1,554 -12.7 1,465,982
149 Arbor Bancorp Inc. Ann Arbor, Mich. 1,300 1,294 0.5 853,251
150 United Community Bancorp Inc. Chatham, Ill. 1,283 1,248 2.8 1,169,986
151 Citizens Financial Services Inc. Mansfield, Pa. 1,269 0 NA 695,634
152 Summit Financial Group Inc. Moorefield, W.Va. 1,155 1,100 5.0 1,091,582
  Olympic Bancorp Inc. Port Orchard, Wash. 1,155 1,161 -0.5 585,564
154 Magnolia Banking Corp. Ark. 1,133 796 42.3 991,331
155 BTC Financial Corp. Des Moines, Iowa 1,062 875 21.4 3,043,840
156 Nicolet Bankshares Inc. Green Bay, Wis. 1,042 712 46.3 881,741
157 Bank First National Corp. Manitowoc, Wis. 951 492 93.3 957,005
158 ConnectOne Bancorp Inc. Englewood Cliffs, N.J. 918 814 12.8 3,099,007
159 Farmers Capital Bank Corp. Frankfort, Ky. 910 938 -3.0 959,275
160 First Internet Bancorp Fishers, Ind. 859 962 -10.7 990,377
161 Industry Bancshares Inc. Texas 848 926 -8.4 556,267
162 Cardinal Financial Corp. McLean, Va. 847 974 -13.0 3,440,078
163 CBS Banc-Corp. Russellville, Ala. 797 751 6.1 590,230
164 Bank Leumi Le-Israel Corp. New York 778 754 3.2 3,949,506
165 Shore Bancshares Inc. Easton, Md. 754 789 -4.4 795,114
166 First of Long Island Corp. Glen Head, N.Y. 728 577 26.2 2,248,288
167 MVB Financial Corp. Fairmont, W.Va. 717 685 4.7 1,134,793
168 Falcon Bancshares Inc. Laredo, Texas 678 652 4.0 650,280
169 Mackinac Financial Corp. Manistique, Mich. 648 719 -9.9 618,436
170 Central Valley Community Bancorp Fresno, Calif. 629 654 -3.8 598,111
171 CIT Group Inc. New York 608 0 NA 34,059,243
172 First Fidelity Bancorp Inc. Oklahoma City 605 396 52.8 817,437
173 FB Financial Corp. Nashville, Tenn. 581 1 58,000.0 1,975,060
174 SmartFinancial Inc. Knoxville, Tenn. 485 331 46.5 728,447
175 Mercantile Bank Corp. Grand Rapids, Mich. 441 488 -9.6 2,277,728
176 Horizon Bancorp Michigan City, Ind. 407 0 NA 1,757,048
177 HCBF Holding Co. Inc. Indiantown, Fla. 404 0 NA 989,945
178 Oconomowoc Bancshares Inc. Wis. 372 368 1.1 694,378
179 Heartland Financial USA Inc. Dubuque, Iowa 370 471 -21.4 5,085,096
180 Your Community Bankshares Inc. New Albany, Ind. 333 0 NA 1,017,329
181 Vision Bancshares Inc. Laredo, Texas 327 326 0.3 727,708
182 Bank Iowa Corp. West Des Moines 318 307 3.6 755,371
183 Peoples Bancorp Bellingham, Wash. 312 327 -4.6 1,245,737
184 Reliable Community Bancshares Inc. Perryville, Mo. 310 310 0.0 907,219
185 Western Alliance Bancorp. Phoenix 302 628 -51.9 11,136,663
186 Southern National Bancorp of Virginia Inc. McLean 284 272 4.4 831,544
187 American National Corp. Omaha, Neb. 259 0 NA 2,201,124
188 Gorham Bancorp MHC Maine 252 220 14.5 770,243
189 Discount Bancorp Inc. New York 251 5,786 -95.7 5,496,403
190 Community & Southern Holdings Inc. Atlanta 234 345 -32.2 3,149,931
191 Glacier Bancorp Inc. Kalispell, Mont. 227 561 -59.5 5,135,197
192 Peoples Bancorp Inc. Marietta, Ohio 161 551 -70.8 2,074,393
193 Olney Bancshares of Texas Inc. 148 0 NA 2,447,154
194 Premier Financial Bancorp Inc. Huntington, W.Va. 147 99 48.5 849,746
195 Berkshire Hills Bancorp Inc. Pittsfield, Mass. 144 182 -20.9 5,738,427
196 Paragon Commercial Corp. Raleigh, N.C. 117 152 -23.0 1,015,526
197 Columbia Banking System Inc. Tacoma, Wash. 107 2,198 -95.1 5,829,737
198 Park Sterling Corp. Charlotte, N.C. 92 27 240.7 1,749,359
199 Lakeland Bancorp Inc. Oak Ridge, N.J. 86 19 352.6 2,966,433
200 CU Bancorp Los Angeles 78 99 -21.2 1,833,163


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 6, 2016.
Source:

SNL Financial
, Charlottesville, Va.
© 2016 American Banker