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Banks are pushing back on the Consumer Financial Protection Bureau's draft of a five-year strategic plan, which includes a notable pullback from supervising nonbanks.

Julio Pernía is the founder and CEO of Bdeo.

Pernía is a leading entrepreneur with experience across multiple technology sectors. In 2006, he founded Reparanet, the largest SaaS platform for repair companies in Spain. He also co-founded Director11, a sports management SaaS platform that is currently the most used product in Spain's La Liga.

Akash Agarwal is the founder and CEO of Pibit.AI. He leads the team behind CURE™, a unified underwriting decision framework designed to bring clarity, structure, and transparency to modern underwriting.

Sara Perez is Executive Vice President at EIS. With over 25 years of B2B technology experience, Sara has a distinguished track record of driving growth and innovation through strategic marketing. Her career encompasses diverse roles in both regional and global capacities, working with companies in both SaaS and traditional technology, ranging from agile start-ups to multibillion-dollar enterprises.

Before joining EIS, Sara held senior leadership roles at Business Objects (SAP), Genesys, VMware, and Schneider Electric, consistently combining strategic vision with operational execution to deliver measurable business impact.

Emily Wilson is a Director at Alpha FMC, a leading global consultancy to the asset and wealth management industry. She advises leading asset and wealth management firms on investment strategy, portfolio construction, and operational transformation. Prior to joining Alpha, Emily spent over 16 years at Wellington Management, where she served as Managing Director overseeing investment platform technology, data strategy, and business management across more than $1 trillion in assets. 

U.S. banks must navigate conflicting signals as Iran's crypto toll demands and rising pig butchering scams exploit the same stablecoin and correspondent banking rails.

The RTP rail joins FedNow and digital asset firms in the quest to add speed for cross-border settlement.

Slash Financial, a fintech originally founded for sneaker resellers, closed a Series C funding round and launched an AI assistant for digital-native business customers.

Mitch Cohen is the founder of ClearLine, a crisis communications readiness and response platform serving mid-market organizations and enterprises that need to govern crisis exposure across portfolios, policyholder books, and client rosters.

The challenge for banks is not whether to adopt AI but how to do so with discipline, judgment and a clear understanding of its limits. The history of technology firms overpromising is extensive in the banking industry.