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Welcome remarks from American Banker Editor-in-Chief Chana Schoenberger for the second day of the 2023 Most Powerful Women in Banking Conference.

The Federal Housing Finance Agency says it wants to more closely tether Federal Home Loan bank advances to housing and community development. Doing so will first involve clearly defining the banks' mission through regulation.

Citigroup didn't admit any wrongdoing in its settlement of allegations by regulators that employees denied credit cards to people in Southern California suspected of being of Armenian origin.

The bank has seen its balance sheet swell in recent years and this quarter could become the first U.S. bank to reach the $4 trillion mark. Analysts credit it as a well-run institution, but the megabank's growth is sure to play into ongoing debates over big-bank capital rules and "too big to fail."

Successfully Implementing Innovation and Navigating Large, Matrixed Organizations

Join a captivating panel discussion that showcases esteemed 2023 honorees.

Marshall Butler is president of Belvedere Advisory.

Developers of lending and other banking tools powered by artificial intelligence say their firms are well positioned to weather regulatory changes, but remain mindful of how government agencies might respond.

Jamie Pabst is the Founder and CEO of Spiritune, an evidence-based therapeutic music app that supports emotional and cognitive health. Jamie is devoted to expanding the uses of music to treat a broad range of mental health conditions and help everyone benefit from the therapeutic power of music. She is also a DJ and sees DJing as a real-time example of music's ability to shift the energy and mood of an environment.

The company missed revenue projections, and it's trying to tap other funding strategies amid a "difficult lending environment."